49533 Bingham Ln, Macomb, MI 48044 Property Records

Macomb County property record for 49533 Bingham Ln, Macomb, MI 48044

Property Summary

Property Type	Condominium
Details	2.5 ba · 3,192 sqft · built 2016
Lot Size	0.204 acres (8,886 sqft)
Owner	Company Name on Record
Last Sale	$413,000 (Apr 2019)
Tax Bill	$8,413 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-20-351-024`

Property Details

APN / Parcel Number

Primary APN	`20-08-20-351-024`
Alternative APN	`0820351024`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,192 sqft Living Area
1st Floor Area	1,586 sqft
Basement Area	1,586 sqft
Unfinished Basement	1,586 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Condo/Apartment
Lot Area	8,886 sqft (0.204 acres)
Lot Dimensions	125 ft deep x 71 ft wide
Garage Area	757 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	49533 BINGHAM LN
City	MACOMB
State	MI
Zip	48044-1548
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	MONARCH ESTATES CONDO MCCP #1118 UNIT 24 L 23805 PGS 856 - 933
Legal Subdivision	MONARCH ESTATES
Legal Unit	24
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	4
Census Block	4003
Census Tract	224001

Owner

Source: Macomb County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	49533 BINGHAM LN, 24, MACOMB, MI 48044-1548
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Jan 21, 2022	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU
Jun 30, 2020	Deed of Trust, Mortgage FIRST SECURITIES FINANCIAL SERVICES INC
Apr 8, 2019	Warranty Deed, Transfer
Nov 22, 2017	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC
Nov 17, 2017	Deed of Trust, Mortgage · VA Mortgage HOMEDIRECT MTG
Nov 20, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2019 · Amount on Record
Deed Sale	Apr 8, 2019 · Amount on Record
Prior Sale	Nov 22, 2017 · Amount on Record
Deed Document Number	20199038887
Deed Book / Page	25892 / 160
Last Transfer Date	Oct 10, 2025
Transfer Doc	0000091331
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49533 BINGHAM LN, MACOMB, MI 48044-1548
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49533 BINGHAM LN, MACOMB, MI 48044-1548

Mortgage

Document Number	2102248635
Date	Oct 7, 2021
Book Page	28069/593
Instrument	202102248635

Lender

Name	FIRST STATE BANK
Type	Bank
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49533 BINGHAM LN, MACOMB, MI 48044-1548
Transaction Type	Mortgage
Record Updated	Feb 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49533 BINGHAM LN, MACOMB, MI 48044-1548

Mortgage

Document Number	2200011649
Date	Jan 21, 2022
Book Page	28384/237
Instrument	202200011649

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49533 BINGHAM LN, MACOMB, MI 48044-1548
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074277
Date	Jun 30, 2020
Book Page	26804/346
Instrument	2074277

Lender

Name	FIRST SECURITIES FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	FRANKLIN, MI 48025

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Apr 8, 2019
Property Address	49533 BINGHAM LN, MACOMB, MI 48044-1548
Document Number	0000038887
Book / Page	25892 / 160
Instrument Date	Mar 19, 2019
Instrument	9038887
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount Recorded
Tax	$3,551.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	49533 BINGHAM LN, 49533, MACOMB, MI 48044-1548

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49533 BINGHAM LN, MACOMB, MI 48044-1548

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Nov 22, 2017
Property Address	49533 BINGHAM LN, MACOMB, MI 48044-1548
Document Number	0000138535
Book / Page	25075 / 350
Map Reference	LB 24829 PG 438&439
Instrument Date	Nov 17, 2017
Instrument	7138535
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$3,190.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46600 ROMEO PLANK RD STE 5, 46600, MACOMB, MI 48044-5741

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49533 GINGHAM LN, MACOMB, MI 48044
Investor	Possibly a Property Investor

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49533 BINGHAM LN, MACOMB, MI 48044-1548
Document Number	0000137162
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6897 SOLOMON AVE TROY MI 480851287, TROY, MI 48085-1287

Mortgage

Document Number	0000137162
Date	Nov 20, 2017
Book Page	025069/000669
Instrument	137162

Lender

Name	HOMEDIRECT MTG
Address	TULSA, OK 74153

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2047

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Nov 20, 2017
Property Address	49533 BINGHAM LN, MACOMB, MI 48044-1548
Document Number	0000137161
Book / Page	025069 / 000667
Instrument Date	Nov 17, 2017
Instrument	137161
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$593.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	46600 ROMEO PLANK RD #5 MACOMB MI 480445741, 5, MACOMB, MI 48044-5741
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,200 (+4.85%)	$644,400 (+4.85%)
2025	$8,413.00 (+20.69%) Homeowner's exemption	$307,300 (+16.71%)	$614,600 (+16.71%)
2023		$263,300	$526,600
2022	$6,971.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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