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4946 Tuscaroa Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4946 Tuscaroa Ave, Saint Cloud, FL 34771

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 920 sqft · built 1972
Lot Size0.216 acres (9,408 sqft)
OwnerIndividual Name on File
Last Sale$129,000 (Mar 2025)
Tax Bill$1,329 (2025)
Deeds & MortgagesDec 2019 Sale & Mortgage
Oct 2019 Sale
Flood ZoneZone X (minimal risk)
APN20-25-31-4270-000L-0020

Property Details

APN / Parcel Number

Primary APN20-25-31-4270-000L-0020
Alternative APNs
  • 2531204270000L0020
  • 91747

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area920 sqft Living Area
1st Floor Area920 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleCustom Design
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area9,408 sqft (0.216 acres)
Garage TypeCarport
Garage Area210 sqft
CarportCarport
Carport Area210 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchUnfinished Vinyl Porch
Porch Area170 sqft
Shed1 Shed
Shed Area70 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4946 TUSCAROA AVE
CitySAINT CLOUD
StateFL
Zip34771-8295
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeRMH
Legal DescriptionOLD TOWN OF NARCOOSSEE PB 1 PG 17 BLK L E 44 FT OF LOTS 2 & 4 AND N 100 FT OF LOT 13
Legal Range31E
Legal Township25S
Legal Section20
Legal SubdivisionNARCOOSSEE THE TOWN OF
Legal Tract4270
Legal BlockL
Legal Lot Number2
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1041
Census Tract43600

Owner

4946 Tuscaroa Ave, a mobile home, is owned by an individual who bought it in March 2025.

Source: Osceola County records, as of September 15, 2026

Owner of RecordIndividual Name on File
Mailing Address3698 VEGA CREEK DR, SAINT CLOUD, FL 34772-8387
Owner TypeIndividual
VestingSingle Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2019Warranty Deed, Transfer · Conventional with PMI
JOSEPH BARBER
Oct 31, 2019Warranty Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 4, 2025 · Amount on File
Deed SaleMar 4, 2025 · Amount on File
Prior SaleDec 16, 2019 · Amount on File
Deed Document Number202526864
Deed Book / Page6748 / 1256
Record UpdatedOct 29, 2026

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 16, 2019
Property Address4946 TUSCAROA AVE, SAINT CLOUD, FL 34771-8295
Document Number0056410628
Book / Page005641 / 000628
Instrument DateDec 12, 2019
Instrument162726
Transaction TypeTransfer
Record UpdatedJan 13, 2020
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$630.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4946 TUSCAROA AVE ST CLOUD FL 347718295, ST CLOUD, FL 34771-8295

Mortgage

Document Number56410629
DateDec 16, 2019
Book Page005641/000629
Instrument162727
Lender
NameJOSEPH BARBER
Address3184 TOHOPEKALIGA DR, ST CLOUD, FL 34772-7644
Special NotesSeller Financed
Agreement
TypeConventional with PMI
AmountAmount on Record
Interest
Rate10%

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 31, 2019
Property Address4946 TUSCAROA AVE, SAINT CLOUD, FL 34771-8295
Document Number0056160483
Book / Page005616 / 000483
Instrument DateOct 31, 2019
Instrument141855
Transaction TypeTransfer
Record UpdatedNov 18, 2019
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
Tax$469.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3184 TOHOPEKALIGA DR ST CLOUD FL 347727644, ST CLOUD, FL 34772-7644

Tax Assessment & Valuation

The 2025 property tax bill for 4946 Tuscaroa Ave was $1,329.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,329.00$85,342$129,300 Land $65,000 Building $64,300
2023$1,185.00 (+7.05%) Homeowner's exemption$80,522 (+3%)$103,700 (+23.89%) Land $45,000 Building $58,700
2022$1,107.00 Homeowner's exemption$78,177$83,700 Land $45,000 Building $38,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4946 Tuscaroa Ave in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 278 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4946 Tuscaroa Ave is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink.

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