Lauderdale County property record for 4960 Co Rd 3, Waterloo, AL 35677
| Property Type | Mobile Home |
|---|---|
| Details | 1 ba · 840 sqft · built 1987 |
| Lot Size | 16 acres (696,960 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $361 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-01-01-0-000-003-000 |
| Primary APN | 09-01-01-0-000-003-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 840 sqft Adjusted Area |
| 1st Floor Area | 840 sqft |
| Year Built | Built 1987 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Construction Type | Manufactured |
| Foundation Type | Retaining Wall |
| Lot Area | 696,960 sqft (16 acres) |
| Account Number | 82639 |
|---|---|
| Street Address | 4960 COUNTY ROAD 3 |
| City | WATERLOO |
| State | AL |
| Zip | 35677-3008 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | 01 |
| Legal Description | 16 AC/C (16.79 AC/D) DESC AS W/2 OF SW/4 OF SW/4 THAT LIES S OF RD SEC 1 T1S R15W |
| Legal Range | 15W |
| Legal Township | 01S |
| Legal Section | 01 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 11300 |
Source: Lauderdale County records, as of November 21, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 573 JABO DR, KILLEN, AL 35645-8421 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 4960 COUNTY ROAD 3, WATERLOO, AL 35677-3008 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Name | Verified Name |
|---|
| Document Number | 2017/17098 |
|---|---|
| Date | Apr 21, 2017 |
| Book Page | 2017/17098 |
| Name | BANK INDEPENDENT |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | May 1, 2047 |
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $361.00 (+6.8%) | $10,300 (+6.85%) | $112,000 (+16.55%) Land $97,000 Building $15,000 |
| 2024 | $338.00 (-7.4%) | $9,640 (+26.84%) Land $8,140 Building $1,500 | $96,100 (+7.13%) Land $81,100 Building $15,000 |
| 2023 | $365.00 (+122.56%) | $7,600 (+133.13%) Land $7,600 | $89,700 (+176%) Land $75,800 Building $13,900 |
| 2022 | $164.00 | $3,260 | $32,500 Land $24,000 Building $8,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 53% of Alabama |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
No cell data coverage reported
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