4785 Co Rd 3, Waterloo, AL 35677 Property Records

Lauderdale County property record for 4785 Co Rd 3, Waterloo, AL 35677 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details1 ba · 680 sqft · built 2003
Lot Size16 acres (696,960 sqft)
OwnerIndividual Name on File
Tax Bill$510 (2025)
Deeds & MortgagesSep 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN09-01-02-0-000-012-002

Property Details

APN / Parcel Number

Primary APN09-01-02-0-000-012-002
Alternative APNs
  • 066497
  • 107499
  • 71771
  • 66497

Interior

Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area680 sqft Adjusted Area
1st Floor Area600 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Exterior MaterialWood
Foundation TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area696,960 sqft (16 acres)

Location & Zoning

Account Number107499
Street Address4785 COUNTY ROAD 3
CityWATERLOO
StateAL
Zip35677-3006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description16 AC/C THE E/2 OF NE/4 OF SE/4 LYING THAT PT OF TH E/2 OF NE/4 OF SE/4 LYING N OF CO RD 3 SEC 2 T1S R15W
Legal Range15W
Legal Township01S
Legal Section02
JurisdictionLAUDERDALE AL
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1015
Census Tract11300

Owner

Source: Lauderdale County records · APN 09-01-02-0-000-012-002

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address710 COUNTY ROAD 71, KILLEN, AL 35645-6312
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 01, 2023
Deed SaleSep 01, 2023
Deed Document Number0202336987
Deed Book / Page2023 / 36987
Record UpdatedJun 08, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAUDERDALE AL
Recording DateSep 01, 2023
Property Address4785 COUNTY ROAD 3, WATERLOO, AL 35677-3006
Document Number2023/36987
Book / Page2023 / 36987
Instrument DateAug 25, 2023
Transaction TypeTransfer
Record UpdatedMay 14, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address33 BROOK RIDGE LN, KILLEN, AL 35645-8510

Transferred To (Grantee/Buyer)

NameVerified Name
Address710 COUNTY ROAD 71, KILLEN, AL 35645-6312
InvestorPossibly a Property Investor

Mortgage

Document Number0202336989
DateSep 01, 2023
Instrument2023/36989
Lender
NameTVA COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lauderdale County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateAlabama
CountyLauderdale County
Unified School DistrictLauderdale County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$510.00 (+6.92%)$14,560 (+6.9%)$117,680 (+21.22%) Land $76,500 Building $41,180
2024$477.00 (+26.86%)$13,620 (+609.38%) Land $5,840 Building $7,780$97,080 (+6.19%) Land $58,200 Building $38,880
2023$376.00 (+10.91%)$1,920 (-76.81%) Land $1,920$91,420 (+76.83%) Land $54,400 Building $37,020
2022$339.00$8,280$51,700 Land $24,900 Building $26,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lauderdale County (01077C), updated August 1, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 44% of the US · above 47% of Alabama
Wildfire LikelihoodAbout 1 in 1,220 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Co Rd 3

Nearby Streets

Search Property Records by Address or Parcel Number