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490 Windermere Way, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 490 Windermere Way, Saint Augustine, FL 32095 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2020
Square Footage1,614 sqft Living Area
Lot Size6,098 sqft (0.14 acres)
OccupancyOwner Occupied
Last Sale$490,000 (2022)
Tax Bill$7,920.00 (2025)

Property Details

APN / Parcel Number

Primary APN023723-1250

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Building Area1,614 sqft Living Area
Gross Area2,163 sqft Gross Area
1st Floor1,614 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.14 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area441 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address490 WINDERMERE WAY
CitySAINT AUGUSTINE
StateFL
Zip32095-7562
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description100/21-40 BEACON LAKE PHASE 2C LOT 125 OR5578/448
Legal Range28E
Legal Township05S
Legal Section15
Legal SubdivisionBEACON LAKE PHASE 2C
Legal Phase2C
Legal Block1
Legal Lot Number125
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2031
Census Tract20904

Owner

Source: St. Johns County records · APN 023723-1250

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address490 WINDERMERE WAY, SAINT AUGUSTINE, FL 32095-7562
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2022Warranty Deed, Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
May 26, 2021Warranty Deed, Transfer · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Sep 25, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FIFTH THIRD BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 14, 2022 · Amount on Record
Deed SaleJun 14, 2022 · Amount on Record
Prior SaleMay 26, 2021 · Amount on Record
Deed Doc Number202259281
Deed Book / Page5578 / 448
Record RefreshedJun 08, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJun 14, 2022
Property Address490 WINDERMERE WAY, SAINT AUGUSTINE, FL 32095-7562
Document Number0055780448
Book / Page5578 / 448
Map ReferenceMB 100 PG 21
Instrument DateJun 09, 2022
Instrument2022059281
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyCLOSING USA LLC, CLOSING BEAR LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,430.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1519 LATITUDE CIR, ANACORTES, WA 98221-8720

Transferred To (Grantee/Buyer)

NameVerified Name
Address490 WINDERMERE WAY, ST AUGUSTINE, FL 32095-7562
InvestorPossibly a Property Investor

Mortgage

Document Number0005578453
DateJun 14, 2022
Instrument5578/453
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMay 26, 2021
Property Address490 WINDERMERE WAY, SAINT AUGUSTINE, FL 32095-7562
Document Number0052741001
Book / Page5274 / 1001
Map ReferenceMB 100 PG 21-40
Instrument DateMay 24, 2021
Instrument2021058983
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyHARBORVIEW TITLE, HARBORVIEW TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,485.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address315 PARK FOREST DR, PONTE VEDRA, FL 32081-0975

Transferred To (Grantee/Buyer)

NameVerified Name
Address490 WINDERMERE WAY, ST AUGUSTINE, FL 32095-7562

Mortgage

Document Number0052741003
DateMay 26, 2021
Instrument5274/1003
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

September 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateSep 25, 2020
Property Address490 WINDERMERE WAY, SAINT AUGUSTINE, FL 32095-7562
Document Number0050530730
Book / Page5053 / 730
Map ReferenceMB 100 PG 21-40
Instrument DateSep 25, 2020
Instrument2020083495
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 28, 2022
Title CompanyGOLDEN DOG TITLE AND TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,159.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address490 WINDERMERE WAY, SAINT AUGUSTINE, FL 32095-7562

Mortgage

Document Number0005053732
DateSep 25, 2020
Instrument5053/732
Lender
NameFIFTH THIRD BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$375,398 (-3.69%) Land $120,000 Building $255,398$375,398 (-6.12%) Land $120,000 Building $255,398
2025$7,920.00 (+8.24%) Homeowner's exemption$389,780 (+2.9%)$399,851 (+1.61%) Land $120,000 Building $279,851
2024$7,317.00 (+3.13%) Homeowner's exemption$378,795 (+3%)$393,529 (+7.01%) Land $120,000 Building $273,529
2023$7,095.00 (+10.17%) Homeowner's exemption$367,762 (+13.99%)$367,762 (+13.99%) Land $120,000 Building $247,762
2022$6,440.00 Homeowner's exemption$322,629$322,629 Land $95,200 Building $227,429

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 69% of the US · above 49% of Florida
Wildfire LikelihoodAbout 1 in 508 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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