496 Williams Ditch Rd, Cantonment, FL 32533 Property Records

Escambia County property record for 496 Williams Ditch Rd, Cantonment, FL 32533

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,385 sqft · built 1999
Lot Size	0.819 acres (35,719 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Sep 2019)
Tax Bill	$3,297 (2024)
Deeds & Mortgages	Sep 2019 Sale & Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-1N-31-1103-001-002`

Property Details

APN / Parcel Number

Primary APN	`02-1N-31-1103-001-002`
Alternative APN	`112396710`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,385 sqft Adjusted Area
1st Floor Area	2,300 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	35,719 sqft (0.819 acres)
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	246 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	112396710
Old Parcel Number	112396710
Street Address	496 WILLIAMS DITCH RD
City	CANTONMENT
State	FL
Zip	32533-8257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	BEG AT NE COR OF SEC S 0 DEG 0 MIN 0 SEC E ALG E LI 1288 78/100 FT TO NLY R/W LI WILLIAMS DITCH RD (R/W UNKNOWN) S 89 DEG 3
Legal Range	31W
Legal Township	01N
Legal Section	02
Legal Subdivision	SUBDIVISION NUMBER: 1103
Legal Block	2
Legal Lot Number	1
Jurisdiction	ESCAMBIA FL
Township / Civil Division	CANTONMENT
Census Block Group	3
Census Block	3007
Census Tract	3614

Owner

496 Williams Ditch Rd is owned and occupied by an individual who bought it in September 2019.

Source: Escambia County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	496 WILLIAMS DITCH RD, CANTONMENT, FL 32533-8257
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2019	Warranty Deed, Transfer · Conventional Mortgage SYNOVUS MORTGAGE CORP
Apr 7, 2018	Deed of Trust, Mortgage · Conventional with PMI MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2019 · Amount on File
Deed Sale	Sep 24, 2019 · Amount on File
Prior Sale	Sep 8, 2006
Deed Document Number	2019084067
Deed Book / Page	8169 / 1746
Record Updated	Jun 8, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Sep 24, 2019
Property Address	496 WILLIAMS DITCH RD, CANTONMENT, FL 32533-8257
Document Number	0081691746
Book / Page	8169 / 1746
Instrument Date	Sep 20, 2019
Instrument	2019084067
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SURETY LAND TITLE OF FL LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 814, STOCKTON, AL 36579-0814

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	496 WILLIAMS DITCH RD, CANTONMENT, FL 32533-8257

Mortgage

Document Number	0081691748
Date	Sep 24, 2019
Instrument	8169/1748

Lender

Name	SYNOVUS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	496 WILLIAMS DITCH RD, CANTONMENT, FL 32533-8257
Document Number	0078841351
Instrument Date	Apr 7, 2018
Transaction Type	Mortgage
Record Updated	May 22, 2018
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	496 WILLIAMS DITCH RD CANTONMENT FL 325338257, CANTONMENT, FL 32533-8257

Mortgage

Document Number	0078841351
Date	Apr 16, 2018
Book Page	007884/001351
Instrument	28803

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2048

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$279,349	$279,349 Land $36,900 Building $242,449
2024	$3,297.00 (+5.98%)
2023	$3,111.00 (+8.43%)	$213,667 (-3.39%)	$243,303 (+10.01%) Land $13,120 Building $230,183
2022	$2,869.00	$221,173	$221,173 Land $13,120 Building $208,053

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 496 Williams Ditch Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1995–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 1998 · Hurricane Georges

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 496 Williams Ditch Rd is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTAGE HILL WATER WORKS private · serves 6,737 people · EPA ID FL1170168
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Cox Communications.

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