Washington County property record for 496 Thames St, Hagerstown, MD 21740 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 1997 |
| Square Footage | 2,839 sqft Total Area |
| Lot Size | 15,551 sqft (0.357 acres) |
| Garage | Mixed, 648 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $460,000 (2023) |
| Tax Bill | $3,812.00 (2025) |
Source: Washington County records · APN 17-020005
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 496 THAMES ST, HAGERSTOWN, MD 21740-6768 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 02, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MORTGAGE CONNECT |
| Aug 29, 2023 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 29, 2023 · Amount on Record |
| Deed Sale | Aug 29, 2023 · Amount on Record |
| Prior Sale | Apr 11, 1997 · Amount on Record |
| Deed Book / Page | 7310 / 232 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Jun 02, 2026 |
| Property Address | 496 THAMES ST, HAGERSTOWN, MD 21740-6768 |
| Document Number | 7938000268 |
| Book / Page | 7938 / 268 |
| Instrument Date | May 12, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Relationship | 298 |
| Address | 496 THAMES ST, HAGERSTOWN, MD 21740-6768 |
| Document Number | 7938000268, |
|---|---|
| Date | Jun 02, 2026 |
| Book Page | 7938/268 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | May 01, 2066 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Aug 29, 2023 |
| Property Address | 496 THAMES ST, HAGERSTOWN, MD 21740-6768 |
| Document Number | 0073100232 |
| Book / Page | 7310 / 232 |
| Map Reference | FO 885 |
| Instrument Date | Aug 29, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2023 |
| Title Company | COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 496 THAMES ST, HAGERSTOWN, MD 21740-6768 |
| Document Number | 0073100239 |
|---|---|
| Date | Aug 29, 2023 |
| Instrument | 7310-0239 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Hagerstown City |
| Unified School District | Washington County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $431,767 (+3.19%) | $458,500 (+9.58%) Land $67,700 Building $390,800 | |
| 2025 | $3,812.00 (+34.51%) | $418,400 (+23.08%) Land $67,700 Building $350,700 | $418,400 (-) Land $67,700 Building $350,700 |
| 2023 | $2,834.00 Homeowner's exemption | $339,933 | $418,400 Land $67,700 Building $350,700 |
Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 17-020005 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,839 sqft Total Area |
| Stories | 2 Stories |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 15,551 sqft (0.357 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 648 sqft Garage |
| Deck Area | 224 sqft Deck |
| Porch Area | 28 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Account Number | 020005 |
|---|---|
| Street Address | 496 THAMES ST |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21740-6768 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 27 SEC B 0.357 A E/S THAMES ST FAIRWAY MEADOWS SUB |
| Legal Subdivision | FAIRWAY MEADOWS SUB |
| Legal Lot Number | 27 |
| Jurisdiction | WASHINGTON MD |
| Minor Civil Division | 17, HAGERSTOWN |
| Census Blockgroup | 2 |
| Census Block | 2016 |
| Census Tract | 11100 |
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