Washington County property record for 491 Thames St, Hagerstown, MD 21740 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 1988 |
| Square Footage | 1,851 sqft Total Area |
| Lot Size | 12,110 sqft (0.278 acres) |
| Garage | Attached, 480 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $394,000 (2025) |
| Tax Bill | $3,243.00 (2025) |
Source: Washington County records · APN 17-019988
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 491 THAMES ST, HAGERSTOWN, MD 21740-6771 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 26, 2023 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage JET DIRECT FUNDING CORP |
| May 10, 2018 | Trustee's Deed, Transfer Result of a Foreclosure Auction |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 26, 2025 · Amount on Record |
| Deed Sale | Mar 26, 2025 · Amount on Record |
| Prior Sale | Sep 26, 2023 · Amount on Record |
| Deed Book / Page | 7647 / 401 |
| Transfer Doc | 0000005345 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Sep 26, 2023 |
| Property Address | 491 THAMES ST, HAGERSTOWN, MD 21740-6771 |
| Document Number | 0073260232 |
| Book / Page | 7326 / 232 |
| Map Reference | FO 882 |
| Instrument Date | Sep 25, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Title Company | VILLAGE SETTLEMENTS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,999.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 491 THAMES ST, HAGERSTOWN, MD 21740-6771 |
| Document Number | 0073260238 |
|---|---|
| Date | Sep 26, 2023 |
| Instrument | 7326-0238 |
| Name | JET DIRECT FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | May 10, 2018 |
| Property Address | 491 THAMES ST, HAGERSTOWN, MD 21740-6771 |
| Document Number | 0057460074 |
| Book / Page | 005746 / 000074 |
| Instrument Date | Feb 12, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $173.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 509 GLENN ST SHIPPENSBURG PA 172572127, SHIPPENSBURG, PA 17257-2127 |
Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Hagerstown City |
| Unified School District | Washington County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $363,000 (+1.97%) | $377,000 (+5.9%) Land $66,000 Building $311,000 | |
| 2025 | $3,243.00 (+26.63%) | $356,000 (+27.17%) Land $66,000 Building $290,000 | $356,000 (-) Land $66,000 Building $290,000 |
| 2023 | $2,561.00 | $279,933 | $356,000 Land $66,000 Building $290,000 |
Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 17-019988 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,851 sqft Total Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Siding Exterior |
| Roof Material | Metal Roof |
| Lot Area | 12,110 sqft (0.278 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 480 sqft Garage |
| Patio Area | 240 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 180 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Account Number | 019988 |
|---|---|
| Street Address | 491 THAMES ST |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21740-6771 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 25 SEC B 0.278 491 THAMES ST FAIRWAY MEADOWS SUB |
| Legal Subdivision | FAIRWAY MEADOWS SUB |
| Legal Lot Number | 25 |
| Jurisdiction | WASHINGTON MD |
| Minor Civil Division | 17, HAGERSTOWN |
| Census Blockgroup | 2 |
| Census Block | 2016 |
| Census Tract | 11100 |
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