496 Tanner Dr, Troy, MI 48085 Property Records

Oakland County property record for 496 Tanner Dr, Troy, MI 48085

Property Summary

Property TypeCondominium
Details4 bd · 2.5 ba · 3,230 sqft · built 2005
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on Record
Last Sale$425,000 (Sep 2006)
Tax Bill$6,789 (2025)
Deeds & MortgagesAug 2020 Line of Credit
Mar 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN88-20-15-380-004

Property Details

APN / Parcel Number

Primary APN88-20-15-380-004
Alternative APN
  • 2015380004

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms14 Rooms
Stories2 Stories
Building Area3,230 sqft Living Area
1st Floor Area1,668 sqft
Basement Area1,668 sqft
Finished Basement1,668 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Lot Area13,504 sqft (0.31 acres)
Garage Area517 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area57 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address496 TANNER DR
CityTROY
StateMI
Zip48085-4714
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR1C
Legal DescriptionT2N,R11E, SEC 15 OAKLAND COUNTY CONDOMINIUM PLAN NO 1663 CRESTWOOD SITECONDOMINIUMS UNIT 4 L34143 P320 10-06-04 FR 379-051 &
Legal Range11E
Legal Township2N
Legal Section15
Legal SubdivisionOAKLAND COUNTY CONDOMINIUM
Legal Unit4
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1005
Census Tract197000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address496 TANNER DR, TROY, MI 48085-4714
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2020Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Mar 1, 2021Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 12, 2006 · Amount on Record
Deed SaleSep 12, 2006 · Amount on Record
Deed Document Number2006224316
Deed Book / Page38101 / 844
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address496 TANNER DR, TROY, MI 48085-4714
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address496 TANNER DR, TROY, MI 48085-4714

Mortgage

Document Number0000161182
DateAug 13, 2020
Book Page54656/46
Instrument161182
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term297 Months
DueMay 13, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address496 TANNER DR, TROY, MI 48085-4714
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address49 TANNER DR, TROY, MI 48085

Mortgage

Document Number0000053666
DateMar 1, 2021
Book Page55794/163
Instrument53666
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueFeb 4, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,789.00 (-3.87%)
2023$520,080
2022$7,062.00$260,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1998–2014)
Most Recent ClaimAug 2014 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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