454 Tanner Dr, Troy, MI 48085 Property Records

Oakland County property record for 454 Tanner Dr, Troy, MI 48085

Property Summary

Property TypeCondominium
Details4 bd · 2.5 ba · 2,772 sqft · built 2005
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on Record
Tax Bill$5,749 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-15-380-007

Property Details

APN / Parcel Number

Primary APN88-20-15-380-007

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms13 Rooms
Stories1 Story
Building Area2,772 sqft Living Area
1st Floor Area1,590 sqft
Basement Area1,063 sqft
Unfinished Basement1,590 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Lot Area11,761 sqft (0.27 acres)
Garage Area574 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area71 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address454 TANNER DR
CityTROY
StateMI
Zip48085-4714
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR1C
Legal DescriptionT2N,R11E, SEC 15 OAKLAND COUNTY CONDOMINIUM PLAN NO 1663 CRESTWOOD SITECONDOMINIUMS UNIT 7 L34143 P320 10-06-04 FR 379-051
Legal Range11E
Legal Township2N
Legal Section15
Legal SubdivisionOAKLAND COUNTY CONDOMINIUM
Legal Unit7
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1005
Census Tract197000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address454 TANNER DR, TROY, MI 48085-4714
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2005
Deed SaleDec 22, 2005
Deed Document Number2005357657
Deed Book / Page36829 / 867
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address454 TANNER DR, TROY, MI 48085-4714
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address454 TANNER DR, TROY, MI 48085-4714

Mortgage

Document Number0000243554
DateNov 18, 2020
Book Page55197/575
Instrument243554
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueOct 1, 2050
Interest
Rate TypeAdjustable Rate
Rate2.87%
Type Change DateOct 1, 2030
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change7.87%
Index1-Year LIBOR
Max Rate7.87%

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,749.00 (-3.85%)
2023$436,540
2022$5,979.00$218,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1998–2014)
Most Recent ClaimAug 2014 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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