496 Summit Dr, Emerald Hills (Redwood City), CA 94062 Property Records

San Mateo County property record for 496 Summit Dr, Emerald Hills, CA 94062 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,928 sqft · built 2009
Lot Size	0.394 acres (17,162 sqft)
Owner	2 Individual Names on File
Last Sale	$3,075,000 (Feb 2021)
Tax Bill	$38,385 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`057-143-250`

Property Details

APN / Parcel Number

Primary APN	`057-143-250`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,928 sqft Living Area
1st Floor Area	1,914 sqft
2nd Floor Area	1,014 sqft
Family Room	Family Room

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	17,162 sqft (0.394 acres)
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	496 SUMMIT DR
City	EMERALD HILLS
State	CA
Zip	94062-3331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL A PARCEL MAP VOL 57/53-54
Legal Subdivision	OAK KNOLL MANOR
Legal Lot Number	4
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	1
Census Block	1028
Census Tract	609700

Owner

Source: San Mateo County records · APN 057-143-250

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	496 SUMMIT DR, EMERALD HILLS, CA 94062-3331
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 08, 2026	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK
Dec 07, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 23, 2021	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Mar 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 10, 2017	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 23, 2021 · Amount on Record
Deed Sale	Feb 23, 2021 · Amount on Record
Prior Sale	Nov 30, 2012 · Amount on Record
Deed Document Number	202130437
Prior Transfer Date	Feb 28, 2019
Prior Transfer Doc	0000016582
Record Updated	Sep 20, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jul 08, 2026
Property Address	496 SUMMIT DR, EMERALD HILLS, CA 94062-3331
Document Number	0000038950
Instrument Date	Jul 07, 2026
Instrument	202638950
Transaction Type	Transfer
Record Updated	Aug 07, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$449,955.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1065 BENNETT WAY, SAN JOSE, CA 95125-2502

Mortgage

Document Number	0000038951,
Date	Jul 08, 2026
Instrument	202638951

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	496 SUMMIT DR, EMERALD HILLS, CA 94062-3331
Transaction Type	Mortgage
Record Updated	Dec 27, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 SUMMIT DR, EMERALD HILLS, CA 94062-3331

Mortgage

Document Number	0000166887
Date	Dec 07, 2021
Instrument	2021-166887

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Dec 01, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Feb 23, 2021
Property Address	496 SUMMIT DR, EMERALD HILLS, CA 94062-3331
Document Number	0000030437
Map Reference	MB 57 PG 53&54
Instrument Date	Feb 16, 2021
Instrument	2021-030437
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,382.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	29832 CANTERA DR, HAYWARD, CA 94544-6710

Mortgage

Document Number	0000030438
Date	Feb 23, 2021
Instrument	2021-030438

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Mar 11, 2019
Property Address	496 SUMMIT DR, EMERALD HILLS, CA 94062-3331
Document Number	0000016582
Instrument Date	Feb 28, 2019
Instrument	16582
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 SUMMIT DR EMERALD HILLS CA 940623331, EMERALD HILLS, CA 94062-3331

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	496 SUMMIT DR, EMERALD HILLS, CA 94062-3331
Document Number	0000006566
Instrument Date	Jan 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	496 SUMMIT DR EMERALD HILLS CA 940623331, EMERALD HILLS, CA 94062-3331

Mortgage

Document Number	0000006566
Date	Jan 23, 2017
Instrument	6566

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Elementary School District	Redwood City Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,395,046 (+2%) Land $1,711,324 Building $1,683,722
2025	$38,385.00 (+2.94%) Homeowner's exemption	$3,328,477 (+4.04%) Land $1,677,769 Building $1,650,708
2023	$37,287.00 (+4.92%) Homeowner's exemption	$3,199,230 Land $1,612,620 Building $1,586,610	$2,546,910
2022	$35,539.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060816097001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (1982–2010)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jan 2010, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 414 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Etheric Communications, LLC., AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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