494 Summit Dr, Emerald Hills (Redwood City), CA 94062 Property Records

San Mateo County property record for 494 Summit Dr, Emerald Hills, CA 94062

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,510 sqft · built 1932
Lot Size	0.548 acres (23,865 sqft)
Owner	2 Trust Names on File
Last Sale	$1,650,000 (Jun 2017)
Tax Bill	$28,188 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Sep 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`057-143-020`

Property Details

APN / Parcel Number

Primary APN	`057-143-020`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,510 sqft Living Area
1st Floor Area	2,000 sqft
Family Room	Family Room

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Lot Area	23,865 sqft (0.548 acres)
Garage Area	350 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	494 SUMMIT DR
City	EMERALD HILLS
State	CA
Zip	94062-3331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH0S18
Legal Description	WLY 1/2 OF LOT 3 BLOCK 34 OAK KNOLL MANOR
Legal Subdivision	OAK KNOLL MANOR
Legal Block	34
Legal Lot Number	3
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	1
Census Block	1028
Census Tract	609700

Owner

494 Summit Dr is owner-occupied and held in a trust since June 2017.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2653 SPRING ST, REDWOOD CITY, CA 94063-3521
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Sep 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jun 16, 2017	Grant Deed, Transfer · Conventional Mortgage OLSEN MARTY N TRUST (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2017 · Amount on File
Deed Sale	Jun 16, 2017 · Amount on File
Deed Document Number	201751747
Prior Transfer Date	Nov 2, 2004
Prior Transfer Doc	0000222219
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	494 SUMMIT DR, EMERALD HILLS, CA 94062-3331
Transaction Type	Mortgage
Record Updated	Apr 19, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	494 SUMMIT DR, EMERALD HILLS, CA 94062-3331

Mortgage

Document Number	0000040842
Date	Mar 12, 2021
Instrument	2021-040842

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	494 SUMMIT DR, EMERALD HILLS, CA 94062-3331
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075217
Date	Sep 16, 2019
Instrument	2019-075217

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	494 SUMMIT DR, EMERALD HILLS, CA 94062-3331
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070940
Date	Sep 11, 2018
Instrument	2018-070940

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	494 SUMMIT DR, EMERALD HILLS, CA 94062-3331
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	494 SUMMIT DR, EMERALD HILLS, CA 94062-3331

Mortgage

Document Number	0000104332
Date	Oct 1, 2020
Instrument	2020-104332

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jun 16, 2017
Property Address	494 SUMMIT DR, EMERALD HILLS, CA 94062-3331
Document Number	0000051747
Instrument Date	Jun 8, 2017
Instrument	51747
Transaction Type	Transfer
Record Updated	Aug 9, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,815.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2653 SPRING ST REDWOOD CITY CA 940633521, REDWOOD CITY, CA 94063-3521

Mortgage

Document Number	51748
Date	Jun 16, 2017
Instrument	51748

Lender

Name	OLSEN MARTY N TRUST (PT)
Address	26299 LONG BARN RD, LONG BARN, CA 95335

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Mortgage

Document Number	51749,
Date	Jun 16, 2017
Instrument	51749

Lender

Name	ELIZABETH B NORDLINGER
Address	2653 SPRING ST, REDWOOD CITY, CA 94063-3521

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 494 Summit Dr was $28,188 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Elementary School District	Redwood City Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,444,381 (+2%) Land $1,953,264 Building $491,117
2025	$28,188.00 Homeowner's exemption	$2,396,454 Land $1,914,965 Building $481,489
2023	$27,358.00 (+4.9%) Homeowner's exemption	$2,303,401 Land $1,840,605 Building $462,796	$2,331,270
2022	$26,080.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 494 Summit Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (1982–2010)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 494 Summit Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF REDWOOD CITY serves 90,043 people · EPA ID CA4110022
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summit Dr

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