Clay County property record for 496 Smith Rd, Brasstown, NC 28902
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,826 sqft · built 1976 |
| Lot Size | 15.6 acres (682,585 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,339 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 552000126368 |
| Primary APN | 552000126368 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Building Area | 2,826 sqft Heated Area |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Lot Area | 682,585 sqft (15.6 acres) |
| Account Number | 424301 |
|---|---|
| Street Address | 496 SMITH RD |
| City | BRASSTOWN |
| State | NC |
| Zip | 28902-8626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SR 1100 & SR 1133 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | BRASSTOWN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 950202 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 496 SMITH RD, BRASSTOWN, NC 28902-8626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,339.00 (+2.61%) | $399,900 (+55.97%) Land $150,600 Building $249,300 | $399,900 (+55.97%) Land $150,600 Building $249,300 |
| 2025 | $1,305.00 | $256,400 (-) Land $95,300 Building $161,100 | $256,400 (-) Land $95,300 Building $161,100 |
| 2023 | $256,400 Land $95,300 Building $161,100 | $256,400 Land $95,300 Building $161,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 4 (2013–2021) |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 92% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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