Clay County property record for 408 Smith Rd, Brasstown, NC 28902
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 620 sqft · built 1965 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $155,000 (Jul 2026) |
| Tax Bill | $475 (2026) |
| Deeds & Mortgages | Jul 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 552000013837 |
| Primary APN | 552000013837 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Building Area | 620 sqft Heated Area |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Account Number | 623187000 |
|---|---|
| Street Address | 408 SMITH RD |
| City | BRASSTOWN |
| State | NC |
| Zip | 28902-8626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SR 1133 SMITH ROAD |
| Jurisdiction | CLAY NC |
| Township / Civil Division | BRASSTOWN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 950202 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 408 SMITH RD, BRASSTOWN, NC 28902-8626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2026 · Amount on Record |
| Deed Sale | Jul 21, 2026 · Amount on Record |
| Prior Sale | Mar 7, 2024 · Amount on Record |
| Deed Document Number | 20261620 |
| Deed Book / Page | 492 / 30 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Jul 21, 2026 |
| Property Address | 408 SMITH RD, BRASSTOWN, NC 28902-8626 |
| Document Number | 0000001620 |
| Book / Page | 492 / 30 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 20261620 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $31,310.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 408 SMITH RD, BRASSTOWN, NC 28902-8626 |
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $475.00 (+97.1%) | $121,000 (+303.74%) Land $8,800 Building $112,200 | $121,000 (+303.74%) Land $8,800 Building $112,200 |
| 2025 | $241.00 (+70.92%) | $29,970 (-) Land $6,800 Building $23,170 | $29,970 (-) Land $6,800 Building $23,170 |
| 2023 | $141.00 | $29,970 Land $6,800 Building $23,170 | $29,970 Land $6,800 Building $23,170 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 4 (2013–2021) |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 89% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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