Hardee County property record for 496 River Ln, Wauchula, FL 33873
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,192 sqft · built 1979 |
| Lot Size | 1.43 acres (62,378 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $391,000 (Sep 2023) |
| Tax Bill | $4,331 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Jul 2022 Transfer + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 11-34-25-0844-00001-0010 |
| Primary APN | 11-34-25-0844-00001-0010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,192 sqft Heated Area |
| Gross Area | 2,656 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 62,378 sqft (1.43 acres) |
| Lot Dimensions | 562 ft deep x 111 ft wide |
| Garage Area | 440 sqft |
| Driveway | Driveway |
| Driveway Area | 768 sqft |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 496 RIVER LN |
|---|---|
| City | WAUCHULA |
| State | FL |
| Zip | 33873-9602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | F-R |
| Legal Description | 1 LOT (1.43 AC) A PTN OF LOTS 9 & 10 OF RIVER ACRES SUBD DESC'D AS: COM NE COR OF LOT 10 THENCE S 00 34' 00" E ALONG W/LY R/W |
| Legal Range | 25E |
| Legal Township | 34S |
| Legal Section | 11 |
| Legal Subdivision | RIVER ACRES SUBD |
| Legal Lot Number | 9,10 43 |
| Jurisdiction | HARDEE FL |
| Township / Civil Division | ZOLFO SPRINGS |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 970101 |
Source: Hardee County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 496 RIVER LN, WAUCHULA, FL 33873-9602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2023 | Warranty Deed, Transfer · FHA Mortgage SOUTHWEST STAGE FUNDING LLC |
| Jul 7, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Dec 28, 2020 | Warranty Deed, Transfer · Conventional with PMI MORTGAGE FIRM |
| Sep 26, 2018 | Loan Modification, Mortgage · Conventional Mortgage WAUCHULA ST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2023 · Amount on Record |
| Deed Sale | Sep 8, 2023 · Amount on Record |
| Prior Sale | Jul 7, 2022 |
| Deed Document Number | 202325005089 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDEE FL |
| Recording Date | Sep 8, 2023 |
| Property Address | 496 RIVER LN, WAUCHULA, FL 33873-9602 |
| Document Number | 0025005089 |
| Map Reference | MB 3 PG 39 |
| Instrument Date | Aug 31, 2023 |
| Instrument | 202325005089 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2023 |
| Title Company | CAPSTONE TITLE LLC, COAST ONE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,737.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 342 SOUTHWICK RD, WESTFIELD, MA 01085-4784 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 496 RIVER LN, WAUCHULA, FL 33873-9602 |
| Document Number | 0025005090 |
|---|---|
| Date | Sep 8, 2023 |
| Instrument | 202325005090 |
| Name | SOUTHWEST STAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARDEE FL |
| Recording Date | Jul 7, 2022 |
| Property Address | 496 RIVER LN, WAUCHULA, FL 33873-9602 |
| Document Number | 0025004011 |
| Map Reference | MB 3 PG 39 |
| Instrument Date | Jul 6, 2022 |
| Instrument | 202225004011 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 496 RIVER LN, 496, WAUCHULA, FL 33873-9602 |
| Name | Verified Name |
|---|---|
| Address | 496 RIVER LN, WAUCHULA, FL 33873-9602 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDEE FL |
| Recording Date | Dec 28, 2020 |
| Property Address | 496 RIVER LN, WAUCHULA, FL 33873-9602 |
| Document Number | 0025006429 |
| Instrument Date | Dec 22, 2020 |
| Instrument | 25006429 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2021 |
| Title Company | WAUCHULA ABSTRACT AND TITLE COMPANY, WAUCHULA ABSTRACT & TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,936.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 WINTERSONG LN SUN CITY CENTER FL 335736238, SUN CITY CENTER, FL 33573-6238 |
| Document Number | 25006430 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 25006430 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 27, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARDEE FL |
| Property Address | 496 RIVER LN, WAUCHULA, FL 33873-9602 |
| Document Number | 0025006099 |
| Instrument Date | Sep 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2018 |
| Name | Verified Name |
|---|---|
| Address | 303 CAUSEY RD WAUCHULA FL 338739406, WAUCHULA, FL 33873-9406 |
| Document Number | 0025006099 |
|---|---|
| Date | Oct 4, 2018 |
| Instrument | 25006099 |
| Name | WAUCHULA ST BK |
|---|---|
| Type | Bank |
| Address | WAUCHULA, FL 33873-0248 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Oct 3, 2021 |
Source: Hardee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hardee County |
| Unified School District | Hardee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,331.00 (-7.24%) Homeowner's exemption | $327,292 (+8.4%) Land $41,528 Building $285,764 | $327,292 (+8.4%) Land $41,528 Building $285,764 |
| 2024 | $4,669.00 (+42.78%) | $301,928 (+27.69%) Land $32,439 Building $269,489 | $301,928 (+7.96%) Land $32,439 Building $269,489 |
| 2023 | $3,270.00 (+3.02%) Homeowner's exemption | $236,463 (+3%) | $279,669 (+16.21%) Land $32,439 Building $247,230 |
| 2022 | $3,174.00 Homeowner's exemption | $229,576 | $240,661 Land $32,439 Building $208,222 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 14 (1998–2022) |
| Claims Outside the SFHA | 3 of 14 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Rapid Systems Fixed Wireless | 100 / 20 |
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