451 River Ln, Wauchula, FL 33873 Property Records

Hardee County property record for 451 River Ln, Wauchula, FL 33873

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,511 sqft · built 1986
Lot Size1.61 acres (70,524 sqft)
Owner2 Individual Names on Record
Last Sale$18,000 (Jul 1985)
Tax Bill$2,802 (2025)
Deeds & MortgagesAug 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN11-34-25-0844-00001-0003

Property Details

APN / Parcel Number

Primary APN11-34-25-0844-00001-0003

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,511 sqft Heated Area
Gross Area3,408 sqft
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Exterior MaterialConcrete Block
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area70,524 sqft (1.61 acres)
Garage TypeMixed
Garage Area472 sqft
CarportCarport
Carport Area800 sqft
DrivewayDriveway
Driveway Area2,702 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area208 sqft
PorchOpen Porch
Porch Area425 sqft
Shed1 Shed
Shed Area600 sqft
Pole Barn1,800 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address451 RIVER LN
CityWAUCHULA
StateFL
Zip33873-9676
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeF-R
Legal Description1.62 AC N 1/2 OF LOT 3 & ALL LOT 4 RIVER ACRES SUBD 224P762 311P213
Legal Range25E
Legal Township34S
Legal Section11
Legal SubdivisionRIVER ACRES SUBD
Legal Lot Number3,ALL
JurisdictionHARDEE FL
Township / Civil DivisionZOLFO SPRINGS
Census Block Group2
Census Block2020
Census Tract970101

Owner

Source: Hardee County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 1346, WAUCHULA, FL 33873-1346
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 1985 · Amount on Record
Deed SaleJul 1, 1985 · Amount on Record
Deed Document Number0000311213
Record UpdatedJun 8, 2026

August 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHARDEE FL
Property Address451 RIVER LN, WAUCHULA, FL 33873-9676
Document Number0025004864
Instrument DateAug 6, 2019
Transaction TypeMortgage
Record UpdatedSep 12, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address451 RIVER LN WAUCHULA FL 338739676, WAUCHULA, FL 33873-9676

Mortgage

Document Number0025004864
DateAug 15, 2019
Instrument25004864
Lender
NameWAUCHULA ST BK
TypeBank
AddressWAUCHULA, FL 33873-0248
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueAug 14, 2024

Tax Assessment & Valuation

Source: Hardee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHardee County
Unified School DistrictHardee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,802.00 (+0.47%) Homeowner's exemption$212,791 (+2.9%)$375,395 (+8.75%) Land $46,951 Building $328,444
2024$2,789.00 (+1.23%) Homeowner's exemption$206,794 (+3%)$345,180 (+7.34%) Land $36,695 Building $308,485
2023$2,755.00 (+3.18%) Homeowner's exemption$200,771 (+3%)$321,572 (+12.7%) Land $36,695 Building $284,877
2022$2,670.00 Homeowner's exemption$194,923$285,339 Land $36,695 Building $248,644

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims14 (1998–2022)
Claims Outside the SFHA3 of 14
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 67% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Rapid Systems
Fixed Wireless
100 / 20

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