496 Ridge Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 496 Ridge Rd, Webster, NY 14580

Property Summary

Property Type	Duplex
Details	8 bd · 2 ba · 3,514 sqft · built 1860
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Jan 2026)
Tax Bill	$10,486 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Sep 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`265489 078.15-1-30`

Property Details

APN / Parcel Number

Primary APN	`265489 078.15-1-30`
Alternative APNs	`54890781500001030000` `02296000000`

Interior

Bedrooms	8 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,514 sqft Total Area
1st Floor Area	1,785 sqft
2nd Floor Area	1,729 sqft
Game Room	Game Room

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	170 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	630 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02296000000
Street Address	496 RIDGE RD
City	WEBSTER
State	NY
Zip	14580-1747
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	0023-14-07
Legal Block	1
Legal Lot Number	30.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	3
Census Block	3002
Census Tract	11207

Owner

496 Ridge Rd, a duplex, is owned by an individual who bought it in January 2026.

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	22 E WAUTOMA BEACH RD, HILTON, NY 14468-9153
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Sep 13, 2022	Quit Claim Deed, Transfer Quitclaim
Dec 22, 2020	Deed, Transfer · Conventional Mortgage CNB MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2026 · Amount on File
Deed Sale	Jan 27, 2026 · Amount on File
Prior Sale	Dec 22, 2020 · Amount on File
Deed Document Number	20263377559
Deed Book / Page	13165 / 47
Prior Transfer Date	Sep 9, 2022
Prior Transfer Doc	0000000755
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Jan 27, 2026
Property Address	496 RIDGE RD, WEBSTER, NY 14580-1747
Document Number	202603377559
Book / Page	13165 / 47
Instrument Date	Jan 22, 2026
Instrument	202603377559
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	CROSSROADS ABSTRACT INC, CROSSROADS ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1640 KENNEDY RD, WEBSTER, NY 14580-9311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 E WANTOMA BEACH, HILTON, NY 14468-9153

Mortgage

Document Number	202603377560
Date	Jan 27, 2026
Instrument	202603377560

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE NY
Recording Date	Sep 13, 2022
Property Address	496 RIDGE RD, WEBSTER, NY 14580-1747
Document Number	0000000755
Book / Page	12719 / 325
Instrument Date	Sep 9, 2022
Instrument	202209130755
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX OX, PENFIELD, NY 14526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 KENNEDY RD, WEBSTER, NY 14580-9311

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE NY
Recording Date	Dec 22, 2020
Property Address	496 RIDGE RD, WEBSTER, NY 14580-1747
Document Number	0000001148
Book / Page	12440 / 666
Instrument Date	Dec 18, 2020
Instrument	202012221148
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	CHICAGO TITLE ROCHESTER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	508 RED DEER TRL, 508, FORT MYERS BEACH, FL 33931-2867

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 901, PENFIELD, NY 14526-0901

Mortgage

Document Number	0000001149
Date	Dec 22, 2020
Instrument	202012221149

Lender

Name	CNB MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 496 Ridge Rd was $10,486, up 1.2% from the year before.

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,486.00 (+1.18%)
2025	$10,364.00	$127,300 (-) Land $29,700 Building $97,600	$265,200 (+8.33%) Land $61,873 Building $203,327
2024		$127,300 (-) Land $29,700 Building $97,600	$244,800 (+11.53%) Land $57,114 Building $187,686
2023		$127,300 (-) Land $29,700 Building $97,600	$219,500 (+10.36%) Land $51,211 Building $168,289
2022		$127,300 Land $29,700 Building $97,600	$198,900 Land $46,405 Building $152,495
2021	$9,622.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 496 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 496 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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