496 North Ave, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 496 North Ave, Wakefield, MA 01880

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,791 sqft · built 1920
Lot Size	0.154 acres (6,721 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Apr 1996)
Tax Bill	$7,141 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Mar 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WAKE M:000005 B:0042 P:000045`

Property Details

APN / Parcel Number

Primary APN	`WAKE M:000005 B:0042 P:000045`
Alternative APN	`4976`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,791 sqft Living Area
Gross Area	3,218 sqft
Basement Area	976 sqft
Unfinished Basement	586 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1957
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,721 sqft (0.154 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4976
Street Address	496 NORTH AVE
City	WAKEFIELD
State	MA
Zip	01880-1607
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	GR
Legal Subdivision	PLAN 4941B
Legal Block	42
Jurisdiction	WAKEFIELD MA
Township / Civil Division	WAKEFIELD
Census Block Group	7
Census Block	7032
Census Tract	335100

Owner

Source: Middlesex County and Wakefield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	496 NORTH AVE, WAKEFIELD, MA 01880-1607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Line of Credit SAVINGS BANK TRUST
Mar 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SAVINGS BANK TRUST
Jul 18, 2018	Deed of Trust, Mortgage · Line of Credit SAVINGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 1996 · Amount on Record
Deed Sale	Apr 24, 1996 · Amount on Record
Prior Sale	Nov 2, 1993 · Amount on Record
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	496 NORTH AVE, WAKEFIELD, MA 01880-1607
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001873523
Date	Mar 18, 2021
Instrument	1873523

Lender

Name	SAVINGS BANK TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	496 NORTH AVE, WAKEFIELD, MA 01880-1607
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001873522
Date	Mar 18, 2021
Instrument	1873522

Lender

Name	SAVINGS BANK TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	496 NORTH AVE, WAKEFIELD, MA 01880-1607
Document Number	0000092899
Instrument Date	Jul 18, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 NORTH AVE WAKEFIELD MA 018801607, WAKEFIELD, MA 01880-1607

Mortgage

Document Number	0000092899
Date	Jul 23, 2018
Instrument	92899

Lender

Name	SAVINGS BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 22, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wakefield Town
Unified School District	Wakefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,141.00 (+1.88%)	$629,200 (+1%) Land $315,600 Building $313,600	$704,929
2024	$7,009.00 (+5.57%)	$623,000 (+10.07%) Land $312,500 Building $310,500
2023	$6,639.00	$566,000 Land $283,800 Building $282,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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