494 North Ave, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 494 North Ave, Wakefield, MA 01880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,846 sqft · built 1900
Lot Size	0.23 acres (10,023 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Feb 2019)
Tax Bill	$7,173 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WAKE M:000005 B:0041 P:000046`

Property Details

APN / Parcel Number

Primary APN	`WAKE M:000005 B:0041 P:000046`
Alternative APN	`4984`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,846 sqft Living Area
Gross Area	3,304 sqft
Basement Area	580 sqft
Unfinished Basement	580 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1957
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,023 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	4984
Street Address	494 NORTH AVE
City	WAKEFIELD
State	MA
Zip	01880-1607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Block	41
Jurisdiction	WAKEFIELD MA
Township / Civil Division	WAKEFIELD
Census Block Group	7
Census Block	7032
Census Tract	335100

Owner

494 North Ave is owned and occupied by two individuals who bought it in February 2019.

Source: Middlesex County and Wakefield Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	494 NORTH AVE, WAKEFIELD, MA 01880-1607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SAVINGS BANK TRUST
Feb 21, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SAVINGS BANK TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2019 · Amount on File
Deed Sale	Feb 21, 2019 · Amount on File
Prior Sale	Dec 1, 2004 · Amount on File
Deed Document Number	201921508
Deed Book / Page	72249 / 424
Prior Transfer Date	Feb 19, 2019
Prior Transfer Doc	72249-424
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	494 NORTH AVE, WAKEFIELD, MA 01880-1607
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	085061-478
Date	Dec 29, 2025
Book Page	85061/478
Instrument	159434

Lender

Name	SAVINGS BANK TRUST
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	217 Months
Due	Jan 1, 2044

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKEFIELD MA
Recording Date	Feb 21, 2019
Property Address	494 NORTH AVE, WAKEFIELD, MA 01880-1607
Document Number	72249-424
Book / Page	72249 / 424
Instrument Date	Feb 19, 2019
Instrument	21508
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 MAIN ST, WAKEFIELD, MA 01880-5022

Mortgage

Document Number	21509
Date	Feb 21, 2019
Instrument	21509

Lender

Name	SAVINGS BANK TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 494 North Ave was $7,173, up 1.9% from the year before.

Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wakefield Town
Unified School District	Wakefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,173.00 (+1.89%)	$632,000 (+0.99%) Land $311,100 Building $320,900	$750,880 (+9.17%)
2024	$7,040.00 (+5.55%)	$625,800 (+10.06%) Land $308,000 Building $317,800	$687,800
2023	$6,670.00	$568,600 Land $279,800 Building $288,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 494 North Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 494 North Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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