496 High Garnet, Delta, CO 81416 Property Records

Delta County property record for 496 High Garnet, Delta, CO 81416

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,578 sqft · built 1994
Lot Size	1.57 acres (68,389 sqft)
Owner	Individual Name on Record
Last Sale	$432,500 (Jun 2025)
Tax Bill	$1,655 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`R013258`

Property Details

APN / Parcel Number

Primary APN	`R013258`
Alternative APN	`345528201002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,578 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	68,389 sqft (1.57 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Radiant
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	R013258
Street Address	496 HIGH GARNET
City	DELTA
State	CO
Zip	81416-8200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	496 HIGH GARNET LN DELTA 81416 S: 28 T: 15S R: 95W SUBDIVISION: ROHR SUBDIVISION LOT: 2 TOTAL AC 1.57+- LT 2 ROHR SUBD PT OF NW4 SEC 28 T15S R95W 6PM 1.57AC+- BK 721 PG 93 PLAT BK 14 PG 19 BK 722 PGS 956 & THRU 963 BK 739 PG 691 R-654892-WJ R-733864
Legal Subdivision	ROHR SUBDIVISION
Legal Lot Number	2
Jurisdiction	DELTA CO
Township / Civil Division	DELTA
Census Block Group	1
Census Block	1031
Census Tract	964900

Owner

Source: Delta County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	496 HIGH GARNET, DELTA, CO 81416-8200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2025 · Amount on Record
Deed Sale	Jun 2, 2025 · Amount on Record
Prior Sale	Oct 27, 2021 · Amount on Record
Deed Document Number	2025760814
Prior Transfer Date	May 29, 2025
Prior Transfer Doc	0000760813
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Oct 27, 2021
Property Address	496 HIGH GARNET, DELTA, CO 81416-8200
Document Number	733864
Map Reference	DOC 477989
Instrument Date	Oct 26, 2021
Instrument	733864
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	496 HIGH GARNET, 496, DELTA, CO 81416-8200

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	496 HIGH GARNET, DELTA, CO 81416-8200

Mortgage

Document Number	733865
Date	Oct 27, 2021
Instrument	733865

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,655.00 (+11.07%)	$24,333 (+8.04%) Land $5,797 Building $18,536	$389,322 (+15.82%) Land $92,750 Building $296,572
2024	$1,490.00 (+3.98%)	$22,522 (-) Land $4,750 Building $17,772
2023	$1,433.00 (+22.17%)	$22,522 (+23.85%) Land $4,750 Building $17,772	$336,157 (+28.47%) Land $70,900 Building $265,257
2022	$1,173.00	$18,185 Land $3,962 Building $14,223	$261,654 Land $57,000 Building $204,654

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRI COUNTY WCD serves 20,490 people · EPA ID CO0143755
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Nov 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Clearnetworx Fiber	1,000 / 1,000

May also be available: Verizon.

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