488 High Garnet, Delta, CO 81416 Property Records

Delta County property record for 488 High Garnet, Delta, CO 81416

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,879 sqft · built 1995
Lot Size	1.54 acres (67,082 sqft)
Owner	Trust Name on File
Last Sale	$365,000 (Dec 2002)
Tax Bill	$2,007 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Sep 2018 Mortgage
Flood Zone	Zone D (undetermined)
APN	`R013261`

Property Details

APN / Parcel Number

Primary APN	`R013261`
Alternative APN	`345528201005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,879 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	67,082 sqft (1.54 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	R013261
Street Address	488 HIGH GARNET
City	DELTA
State	CO
Zip	81416-8200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	488 HIGH GARNET LN DELTA 81416 S: 28 T: 15S R: 95W SUBDIVISION: ROHR SUBDIVISION LOT: 5 TOTAL AC 1.54+- LT 5 ROHR SUBD PT OF NW4 SEC 28 T15S R95W 6PM BK 721 PG 93 PLAT BK 14 PG 19 BK 722 PGS 956 THRU 963 BK 734 PG 672 BK 952 PG 769 R-583362 R-651152-
Legal Subdivision	ROHR SUBDIVISION
Legal Lot Number	5
Jurisdiction	DELTA CO
Township / Civil Division	DELTA
Census Block Group	1
Census Block	1031
Census Tract	964900

Owner

488 High Garnet is owner-occupied and held in a trust since November 2012.

Source: Delta County records, as of May 4, 2026

Owner of Record	Trust Name on File
Mailing Address	488 HIGH GARNET, DELTA, CO 81416-8200
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2002 · Amount on File
Deed Sale	Dec 10, 2002 · Amount on File
Prior Sale	Jan 27, 1995 · Amount on File
Last Transfer Date	Nov 28, 2012
Transfer Doc	0000663327
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	488 HIGH GARNET, DELTA, CO 81416-8200
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	717870
Date	Mar 27, 2020
Instrument	717870

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	488 HIGH GARNET, DELTA, CO 81416-8200
Transaction Type	Mortgage
Record Updated	Oct 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	706256
Date	Sep 28, 2018
Instrument	706256

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 488 High Garnet was $2,007, up 15.2% from the year before.

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,007.00 (+15.21%)	$35,752 (+8.22%) Land $5,797 Building $29,955	$572,035 Land $92,750 Building $479,285
2024	$1,742.00 (+3.94%)	$33,036 (-) Land $4,973 Building $28,063
2023	$1,676.00 (+37.49%)	$33,036 (+27.86%) Land $4,973 Building $28,063	$493,068 (+32.63%) Land $74,221 Building $418,847
2022	$1,219.00	$25,837 Land $3,962 Building $21,875	$371,753 Land $57,000 Building $314,753

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 488 High Garnet in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 488 High Garnet is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRI COUNTY WCD serves 20,490 people · EPA ID CO0143755
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Nov 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Clearnetworx Fiber	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on High Garnet

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures