496 Hemlock Dr, Jacksonville, NC 28546 Property Records

Onslow County property record for 496 Hemlock Dr, Jacksonville, NC 28546

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,126 sqft · built 1985
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Oct 2019)
Tax Bill	$890 (2026)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Feb 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1106B-61`

Property Details

APN / Parcel Number

Primary APN	`1106B-61`
Alternative APNs	`454729000` `044012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,126 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	454729000
Street Address	496 HEMLOCK DR
City	JACKSONVILLE
State	NC
Zip	28546-4513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	L4 S1A BB ARAGONA VILLAGE
Legal Subdivision	ARAGONA VILL SEC 1-A
Legal Block	B
Legal Lot Number	4
Jurisdiction	ONSLOW NC
Township / Civil Division	WHITE OAK
Census Block Group	3
Census Block	3001
Census Tract	2100

Owner

496 Hemlock Dr is owned by an individual who bought it in October 2019.

Source: Onslow County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	415 N EBENEZER RD, FLORENCE, SC 29501-7512
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2019	Warranty Deed, Transfer · FHA Mortgage ALPHA MORTGAGE CORP
Feb 26, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2019 · Amount on File
Deed Sale	Oct 28, 2019 · Amount on File
Prior Sale	Jul 31, 1995 · Amount on File
Deed Book / Page	5046 / 58
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Oct 28, 2019
Property Address	496 HEMLOCK DR, JACKSONVILLE, NC 28546-4513
Document Number	0050460058
Book / Page	5046 / 058
Map Reference	MB 23 PG 7 SL C-115
Instrument Date	Oct 23, 2019
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2001 SURF AVE, 2001, BELMAR, NJ 07719-2649

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 HEMLOCK DR, JACKSONVILLE, NC 28546-4513

Mortgage

Document Number	0000504661
Date	Oct 28, 2019
Instrument	5046/61

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONSLOW NC
Recording Date	Feb 26, 2018
Property Address	496 HEMLOCK DR, JACKSONVILLE, NC 28546-4513
Document Number	0047410837
Book / Page	004741 / 000837
Instrument Date	Feb 13, 2018
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	2001 SURF AVE BELMAR NJ 077192649, BELMAR, NJ 07719-2649

Tax Assessment & Valuation

The 2026 property tax bill for 496 Hemlock Dr was $890.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$890.00	$187,288 Land $52,000 Building $135,288	$187,288 Land $52,000 Building $135,288
2023	$890.00	$135,909 Land $37,500 Building $98,409	$135,909 Land $37,500 Building $98,409

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 496 Hemlock Dr in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	15 (2005–2018)
Claims Outside the SFHA	7 of 15
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 10 claims Severe Storms, Flooding, And Straight-line Winds, Sep 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 496 Hemlock Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, T-Mobile.

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