489 Hemlock Dr, Jacksonville, NC 28546 Property Records

Onslow County property record for 489 Hemlock Dr, Jacksonville, NC 28546

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,226 sqft · built 1988
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$168,000 (Mar 2022)
Tax Bill	$986 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1106B-51`

Property Details

APN / Parcel Number

Primary APN	`1106B-51`
Alternative APNs	`484010000` `044002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,226 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	484010000
Street Address	489 HEMLOCK DR
City	JACKSONVILLE
State	NC
Zip	28546-4511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	L6 S1A BC ARAGONA VILLAGE
Legal Subdivision	ARAGONA VILL SEC 1-A
Legal Block	C
Legal Lot Number	6
Jurisdiction	ONSLOW NC
Township / Civil Division	WHITE OAK
Census Block Group	3
Census Block	3013
Census Tract	2100

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	489 HEMLOCK DR, JACKSONVILLE, NC 28546-4511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Warranty Deed, Transfer · FHA Mortgage ALPHA MORTGAGE CORP
May 14, 2020	Warranty Deed, Transfer · VA Mortgage PLAZA HOME MORTGAGE INC
Oct 25, 2017	Warranty Deed, Transfer · VA Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2022 · Amount on Record
Deed Sale	Mar 31, 2022 · Amount on Record
Prior Sale	May 14, 2020 · Amount on Record
Deed Book / Page	5719 / 579
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Mar 31, 2022
Property Address	489 HEMLOCK DR, JACKSONVILLE, NC 28546-4511
Document Number	0057190579
Book / Page	5719 / 579
Map Reference	MB 23 PG 7
Instrument Date	Mar 29, 2022
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$336.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 HEMLOCK DR, JACKSONVILLE, NC 28546-4511

Mortgage

Document Number	0005719582
Date	Mar 31, 2022
Instrument	5719/582

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	May 14, 2020
Property Address	489 HEMLOCK DR, JACKSONVILLE, NC 28546-4511
Document Number	0051640329
Book / Page	5164 / 329
Map Reference	MB 33 PG 7
Instrument Date	May 13, 2020
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5261 BAGPIPERS LN, 5261, VIRGINIA BEACH, VA 23464-8105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 HEMLOCK DR, JACKSONVILLE, NC 28546-4511

Mortgage

Document Number	0005164333
Date	May 14, 2020
Instrument	5164/333

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Oct 25, 2017
Property Address	489 HEMLOCK DR, JACKSONVILLE, NC 28546-4511
Document Number	0046920589
Book / Page	4692 / 589
Map Reference	MB23 PG7
Instrument Date	Sep 1, 2017
Instrument	4692-589
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	489 HEMLOCK DR, 489, JACKSONVILLE, NC 28546-4511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 HEMLOCK DR, CHARLOTTE, NC 28246

Mortgage

Document Number	4692592
Date	Oct 25, 2017
Instrument	4692-592

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$986.00	$206,910 (+37.4%) Land $52,000 Building $154,910	$206,910 (+37.4%) Land $52,000 Building $154,910
2023	$986.00	$150,586 Land $37,500 Building $113,086	$150,586 Land $37,500 Building $113,086

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	15 (2005–2018)
Claims Outside the SFHA	7 of 15
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 10 claims Severe Storms, Flooding, And Straight-line Winds, Sep 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, T-Mobile.

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