Oakland County property record for 496 E Lovell Dr, Troy, MI 48085
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $349,900 (Apr 2023) |
| Tax Bill | $5,618 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Apr 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-03-176-025 |
| Primary APN | 88-20-03-176-025 |
|---|
| Lot Area | 15,682 sqft (0.36 acres) |
|---|
| Street Address | 496 E LOVELL DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-1522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T2N, R11E, SEC 3 TROYHURST N 147 FT OF LOT 77 10-16-18 FR 012 |
| Legal Subdivision | TROYHURST |
| Legal Lot Number | 10,77 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 196200 |
Source: Oakland County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1338 CYNTHIA AVE, MADISON HEIGHTS, MI 48071-2695 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Apr 7, 2023 | Warranty Deed, Transfer BANKERS TITLE CORPORATION, BANKERS TITLE SETTLEMENT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2023 · Amount on Record |
| Deed Sale | Apr 20, 2023 · Amount on Record |
| Prior Sale | Apr 7, 2023 · Amount on Record |
| Deed Document Number | 202343921 |
| Deed Book / Page | 58554 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 20, 2023 |
| Property Address | 496 E LOVELL DR, TROY, MI 48085-1522 |
| Document Number | 0000043921 |
| Book / Page | 58554 / 1 |
| Map Reference | LB 75 PG 33&34 |
| Instrument Date | Mar 15, 2023 |
| Instrument | 43921 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1983 SPRUCEWOOD DR, STERLING HEIGHTS, MI 48310-5867 |
| Name | Verified Name |
|---|---|
| Address | 1338 CYNTHIA AVE, MADISON HEIGHTS, MI 48071-2695 |
| Document Number | 0058553900 |
|---|---|
| Date | Apr 20, 2023 |
| Instrument | 58553/900 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 7, 2023 |
| Property Address | 496 E LOVELL DR, TROY, MI 48085-1522 |
| Document Number | 0000033260 |
| Book / Page | 58523 / 90 |
| Map Reference | LB 75 PG 33&34 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 33260 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2023 |
| Title Company | BANKERS TITLE CORPORATION, BANKERS TITLE SETTLEMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,167.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 799 CRESTON DR, TROY, MI 48085-3263 |
| Name | Verified Name |
|---|---|
| Address | 1983 SPRUCEWOOD DR, STERLING HEIGHTS, MI 48310-5867 |
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Avondale School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,618.00 (-15.9%) | ||
| 2023 | $265,500 | ||
| 2022 | $6,680.00 | $132,750 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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