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476 E Lovell Dr, Troy, MI 48085 Property Records

Oakland County property record for 476 E Lovell Dr, Troy, MI 48085 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,462 sqft · built 1966
Lot Size0.66 acres (28,750 sqft)
OwnerIndividual Name on File
Last Sale$290,000 (Oct 2017)
Tax Bill$4,443 (2025)
Deeds & MortgagesApr 2018 Line of Credit
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-03-176-011

Property Details

APN / Parcel Number

Primary APN88-20-03-176-011

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area2,462 sqft Living Area
1st Floor Area2,462 sqft
Basement Area2,462 sqft
Unfinished Basement2,462 sqft

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area28,750 sqft (0.66 acres)
Lot Dimensions288 ft deep x 100 ft wide
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address476 E LOVELL DR
CityTROY
StateMI
Zip48085-1522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT2N, R11E, SEC 3 TROYHURST LOT 76
Legal Range11E
Legal Township2N
Legal Section3
Legal SubdivisionTROYHURST
Legal Lot Number76
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1009
Census Tract196200

Owner

Source: Oakland County records · APN 88-20-03-176-011

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address476 E LOVELL DR, TROY, MI 48085-1522
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 05, 2018Deed of Trust, Mortgage · Line of Credit
FLAGSTAR BANK FSB
Oct 13, 2017Warranty Deed, Transfer · Conventional Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 13, 2017 · Amount on Record
Deed SaleOct 13, 2017 · Amount on Record
Deed Document Number2017190289
Deed Book / Page51174 / 318
Record UpdatedSep 20, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address476 E LOVELL DR, TROY, MI 48085-1522
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000052398
DateApr 05, 2018
Book Page51694/00001
Instrument52398
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 01, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateOct 13, 2017
Property Address476 E LOVELL DR, TROY, MI 48085-1522
Document Number0000190289
Book / Page051174 / 000318
Instrument DateSep 25, 2017
Instrument190289
Transaction TypeTransfer
Record UpdatedNov 23, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,494.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2975 SARATOGA DR TROY MI 480832651, TROY, MI 48083-2651

Mortgage

Document Number191483
DateOct 13, 2017
Book Page051181/000861
Instrument191483
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 12, 2047

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictAvondale School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,443.00 (-6.29%)
2023$309,260
2022$4,741.00$154,630

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261251962001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 5% of the US · above 11% of Michigan
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 216 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
WOW Internet, Cable & PhoneCable1,200 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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