496 E Kay St, Herscher, IL 60941 Property Records

Kankakee County property record for 496 E Kay St, Herscher, IL 60941

Property Summary

Property TypeSingle Family Home
Lot Size0.454 acres (19,800 sqft)
OwnerIndividual Name on Record
Last Sale$160,000 (Nov 2013)
Tax Bill$6,666 (2025)
Deeds & MortgagesOct 2026 Mortgage
Oct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN14-14-28-301-042

Property Details

APN / Parcel Number

Primary APN14-14-28-301-042

Exterior

Lot Area19,800 sqft (0.454 acres)

Location & Zoning

Street Address496 E KAY ST
CityHERSCHER
StateIL
Zip60941-5507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARK PLACE SUB 1ST ADDN LOT 42 28-30-10E
Legal SubdivisionPARK PLACE SUB
Legal Lot Number42
JurisdictionKANKAKEE IL
Township / Civil DivisionPILOT
Census Block Group2
Census Block2093
Census Tract12600

Owner

Source: Kankakee County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address496 E KAY ST, HERSCHER, IL 60941-5507
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2026Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK
Oct 17, 2018Deed of Trust, Mortgage · Conventional Mortgage
JP MORGAN CHASE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 8, 2013 · Amount on Record
Deed SaleNov 8, 2013 · Amount on Record
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANKAKEE IL
Recording DateOct 5, 2026
Property Address496 E KAY ST, HERSCHER, IL 60941-5507
Document Number0000011136
Instrument DateSep 21, 2026
Instrument202611136
Transaction TypeMortgage
Record UpdatedOct 19, 2026
Title CompanyCITYWIDE TITLE CORPORATION, CITYWIDE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address496 E KAY ST, HERSCHER, IL 60941-5507

Mortgage

Document Number0000011136,
DateOct 5, 2026
Instrument202611136
Lender
NameJPMORGAN CHASE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANKAKEE IL
Property Address496 E KAY ST, HERSCHER, IL 60941-5507
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201811589
DateOct 17, 2018
Instrument201811589
Lender
NameJP MORGAN CHASE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2033
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Kankakee County assessment roll, as of April 7, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKankakee County
County SubdivisionPilot Township
MunicipalityHerscher Village
Unified School DistrictHerscher Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,666.00 (+11.98%)$102,238 (+19.77%) Land $20,625 Building $81,613$306,714 (+19.77%) Land $61,875 Building $244,839
2024$5,953.00 (+13.35%)
2023$85,365 Land $17,221 Building $68,144$256,095 Land $51,663 Building $204,432
2022$5,252.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERSCHER
serves 1,600 people · EPA ID IL0910450
Water SourceGroundwater
Last State InspectionOct 2023
Lead11 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Surf Internet
Fiber
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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