406 E Kay St, Herscher, IL 60941 Property Records

Kankakee County property record for 406 E Kay St, Herscher, IL 60941

Property Summary

Property TypeSingle Family Home
Lot Size0.46 acres (20,036 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Mar 2021)
Tax Bill$9,041 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-14-28-301-048

Property Details

APN / Parcel Number

Primary APN14-14-28-301-048

Exterior

Lot Area20,036 sqft (0.46 acres)

Location & Zoning

Street Address406 E KAY ST
CityHERSCHER
StateIL
Zip60941-5523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARK PLACE SUB 1ST ADDN LOT 48 28-30-10E
Legal SubdivisionPARK PLACE SUB
Legal Lot Number48
JurisdictionKANKAKEE IL
Township / Civil DivisionPILOT
Census Block Group2
Census Block2093
Census Tract12600

Owner

406 E Kay St is owned and occupied by two individuals who bought it in March 2021.

Source: Kankakee County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address406 E KAY ST, HERSCHER, IL 60941-5523
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 18, 2021 · Amount on File
Deed SaleMar 18, 2021 · Amount on File
Deed Document Number20213844
Record UpdatedSep 20, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANKAKEE IL
Recording DateMar 18, 2021
Property Address406 E KAY ST, HERSCHER, IL 60941-5523
Document Number0202103844
Instrument DateFeb 11, 2021
Instrument202103844
Transaction TypeTransfer
Record UpdatedMar 1, 2022
Title CompanyCOMMUNITY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address406 E KAY ST, HERSCHER, IL 60941-5523

Mortgage

Document Number0202103845
DateMar 18, 2021
Instrument202103845
Lender
NameJP MORGAN CHASE BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 406 E Kay St was $9,041 with a homeowner's exemption, up 11.1% from the year before.

Source: Kankakee County assessment roll, as of April 7, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKankakee County
County SubdivisionPilot Township
MunicipalityHerscher Village
Unified School DistrictHerscher Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,041.00 (+11.14%)$129,745 Land $17,707 Building $112,038$389,235 Land $53,121 Building $336,114
2024$8,135.00
2023$108,334 Land $14,785 Building $93,549$325,002 Land $44,355 Building $280,647
2022$7,276.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 406 E Kay St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective February 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 406 E Kay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERSCHER
serves 1,600 people · EPA ID IL0910450
Water SourceGroundwater
Last State InspectionOct 2023
Lead11 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Surf Internet
Fiber
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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