496 Dempsey Rd, Unit 296, Milpitas, CA 95035 Property Records

Santa Clara County property record for 496 Dempsey Rd, Unit 296, Milpitas, CA 95035

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 842 sqft · built 1977
Lot Size	0.019 acres (842 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Jan 2007)
Tax Bill	$6,018 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`088-42-241`

Property Details

APN / Parcel Number

Primary APN	`088-42-241`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	842 sqft Living Area
1st Floor Area	842 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	842 sqft (0.019 acres)
Pool Type	Pool with Hot Tub/Spa
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	496 DEMPSEY RD, 296
City	MILPITAS
State	CA
Zip	95035-8400
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	CROSSROADS UNIT 296
Legal Subdivision	7689 INDIAN HILLS
Legal Tract	7689
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3000
Census Tract	504418

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	496 DEMPSEY RD, 296, MILPITAS, CA 95035-8400
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST
Nov 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2007 · Amount on Record
Deed Sale	Jan 18, 2007 · Amount on Record
Deed Document Number	200719268069
Last Transfer Date	Feb 4, 2008
Transfer Doc	0019740231
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	496 DEMPSEY RD UNIT 296, 296, MILPITAS, CA 95035-8400
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1085 TASMAN DR 430, 430, SUNNYVALE, CA 94089-5529

Mortgage

Document Number	0024751538
Date	Dec 16, 2020
Instrument	24751538

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	496 DEMPSEY RD UNIT 296, 296, MILPITAS, CA 95035-8400
Document Number	0024344747
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3655 SPRINGBROOK AVE SAN JOSE CA 951483132, SAN JOSE, CA 95148-3132

Mortgage

Document Number	0024344747
Date	Dec 2, 2019
Instrument	24344747

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$480,000 (-3.6%) Land $240,000 Building $240,000
2025	$6,018.00 (+11.98%)	$497,916 (+10.65%) Land $248,958 Building $248,958
2023	$5,374.00 (-5.47%) Homeowner's exemption	$450,000 Land $225,000 Building $225,000
2022	$5,685.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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