496 Dempsey Rd, Unit 199, Milpitas, CA 95035 Property Records

Santa Clara County property record for 496 Dempsey Rd, Unit 199, Milpitas, CA 95035

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 842 sqft · built 1977
Lot Size	0.019 acres (842 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Mar 2026)
Tax Bill	$5,761 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`088-42-240`

Property Details

APN / Parcel Number

Primary APN	`088-42-240`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	842 sqft Living Area
1st Floor Area	842 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	842 sqft (0.019 acres)
Pool Type	Pool with Hot Tub/Spa
Porch	None
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Old Parcel Number	08842240
Street Address	496 DEMPSEY RD, 199
City	MILPITAS
State	CA
Zip	95035-5679
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	TRACT 7689
Legal Subdivision	7689 INDIAN HILLS
Legal Tract	7689
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3000
Census Tract	504418

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	496 DEMPSEY RD, 199, MILPITAS, CA 95035-5679
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Grant Deed, Transfer · Conventional Mortgage ITRUST MORTGAGE
Nov 12, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2026 · Amount on Record
Deed Sale	Mar 25, 2026 · Amount on Record
Prior Sale	Dec 29, 2006 · Amount on Record
Deed Document Number	202625961871
Prior Transfer Date	Sep 29, 2020
Prior Transfer Doc	0024698042
Record Updated	Oct 29, 2026

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 25, 2026
Property Address	496 DEMPSEY RD UNIT 199, 199, MILPITAS, CA 95035-5679
Document Number	0025961871
Map Reference	MB 550 PG 40 & 41
Instrument Date	Feb 13, 2026
Instrument	25961871
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$539.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	496 DEMPSEY RD UNIT 199, 199, MILPITAS, CA 95035-5679

Mortgage

Document Number	0025961872
Date	Mar 25, 2026
Instrument	25961872

Lender

Name	ITRUST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11%
Index	Other
Margin	3
Max Rate	11%

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 12, 2020
Property Address	496 DEMPSEY RD UNIT 199, 199, MILPITAS, CA 95035-5679
Document Number	0024698042
Map Reference	MB 550 PG 40&41
Instrument Date	Sep 29, 2020
Instrument	24698042
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 DEMPSEY RD, MILPITAS, CA 95035-5699

Mortgage

Document Number	0024698043
Date	Nov 12, 2020
Instrument	24698043

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$480,000 (-0.48%) Land $240,000 Building $240,000
2025	$5,761.00 (+3.8%)	$482,304 (+7.18%) Land $241,152 Building $241,152
2024	$5,550.00 (+3.28%)
2023	$5,374.00 (-2.5%) Homeowner's exemption	$450,000 Land $225,000 Building $225,000
2022	$5,512.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

Nearby Properties on Dempsey Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures