496 Decker Rd, Glen Spey, NY 12737 Property Records

Sullivan County and Lumberland Town property record for 496 Decker Rd, Glen Spey, NY 12737

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,254 sqft · built 1984
Lot Size	5.35 acres (233,046 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Jan 2013)
Tax Bill	$2,756 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`483800 23.-1-3.32`

Property Details

APN / Parcel Number

Primary APN	`483800 23.-1-3.32`
Alternative APN	`3800023 0001003032`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,254 sqft Living Area
1st Floor Area	1,578 sqft
Basement Area	676 sqft
Finished Basement	676 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	233,046 sqft (5.35 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	176 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	496 DECKER RD
City	GLEN SPEY
State	NY
Zip	12737-5746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	1
Legal Lot Number	3.032
Jurisdiction	SULLIVAN NY
Township / Civil Division	LUMBERLAND
Census Block Group	1
Census Block	1021
Census Tract	952500

Owner

496 Decker Rd is owned by an individual who bought it in January 2013.

Source: Sullivan County and Lumberland Town records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 387, GLEN SPEY, NY 12737-0387
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2025	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Aug 15, 2023	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Feb 9, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2013 · Amount on File
Deed Sale	Jan 24, 2013 · Amount on File
Prior Sale	Jul 6, 2004 · Amount on File
Deed Book / Page	2013 / 586
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SULLIVAN NY
Property Address	496 DECKER RD, GLEN SPEY, NY 12737-5746
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000891
Date	Mar 12, 2025
Instrument	2025-1891

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.2%
Type Change Date	Jul 1, 2030
Index	Other

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SULLIVAN NY
Property Address	496 DECKER RD, GLEN SPEY, NY 12737-5746
Transaction Type	Mortgage
Record Updated	Sep 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000581
Date	Aug 15, 2023
Instrument	2023-6581

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SULLIVAN NY
Property Address	496 DECKER RD, GLEN SPEY, NY 12737-5746
Transaction Type	Mortgage
Record Updated	Mar 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000590
Date	Feb 9, 2022
Instrument	2022-1590

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 496 Decker Rd was $2,756.

Source: Sullivan County and Lumberland Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Sullivan County
County Subdivision	Lumberland Town
Unified School District	Eldred Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,756.00	$85,000 Land $60,700 Building $24,300	$154,545 Land $110,363 Building $44,182
2023		$85,000 Land $60,700 Building $24,300	$127,800 Land $91,264 Building $36,536

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 496 Decker Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 496 Decker Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 99.3% of New York
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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