Sullivan County and Lumberland Town property record for 491 Decker Rd, Glen Spey, NY 12737
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,730 sqft · built 1999 |
| Lot Size | 2.58 acres (112,385 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,079 (2025) |
| Deeds & Mortgages | Feb 2024 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 483800 23.-1-3.62 |
| Primary APN | 483800 23.-1-3.62 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,730 sqft Living Area |
| 1st Floor Area | 1,282 sqft |
| 2nd Floor Area | 448 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Lot Area | 112,385 sqft (2.58 acres) |
| Porch | Slab |
| Porch Area | 409 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 491 DECKER RD |
|---|---|
| City | GLEN SPEY |
| State | NY |
| Zip | 12737-5755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Block | 1 |
| Legal Lot Number | 3.062 |
| Jurisdiction | SULLIVAN NY |
| Township / Civil Division | LUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 952500 |
491 Decker Rd is owned and occupied by an individual who acquired it in February 2006.
Source: Sullivan County and Lumberland Town records, as of April 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 505, GLEN SPEY, NY 12737-0505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 15, 2006 |
| Transfer Doc | 0031130307 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SULLIVAN NY |
| Property Address | 491 DECKER RD, GLEN SPEY, NY 12737-5755 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000000533 |
|---|---|
| Date | Feb 28, 2024 |
| Instrument | 2024-1533 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
The 2025 property tax bill for 491 Decker Rd was $6,079 with exemptions applied.
Source: Sullivan County and Lumberland Town assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Sullivan County |
| County Subdivision | Lumberland Town |
| Unified School District | Eldred Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,079.00 Homeowner's exemption Senior Citizen's exemption | $187,500 (-) Land $44,600 Building $142,900 | $340,909 (+3.64%) Land $81,091 Building $259,818 |
| 2024 | $187,500 (-) Land $44,600 Building $142,900 | $328,947 (+16.65%) Land $78,246 Building $250,701 | |
| 2023 | $187,500 Land $44,600 Building $142,900 | $282,000 Land $67,078 Building $214,922 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 491 Decker Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 491 Decker Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 99.3% of New York |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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