496 Bud Ford Trl, Cabot, AR 72023 Property Records

Lonoke County property record for 496 Bud Ford Trl, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,069 sqft · built 2014
Lot Size	0.669 acres (29,185 sqft)
Owner	2 Individual Names on File
Last Sale	$231,000 (Jul 2018)
Tax Bill	$1,782 (2024)
Deeds & Mortgages	Dec 2023 Second Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`322-07021-000`

Property Details

APN / Parcel Number

Primary APN	`322-07021-000`
Alternative APN	`45759`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,069 sqft Living Area
1st Floor Area	2,069 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2014
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	29,185 sqft (0.669 acres)
Lot Dimensions	153 ft deep x 190 ft wide
Garage Type	Attached
Garage Area	462 sqft
Driveway	Driveway
Driveway Area	720 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	50 sqft
Patio Area	664 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	496 BUD FORD TRL
City	CABOT
State	AR
Zip	72023-7116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:21 CITY/MUNI/TWP:RURAL SUBD:MOUNT TABOR ESTATES SEC/TWN/RNG/MER:SEC 04 TWN 03N RNG 09W
Legal Range	09W
Legal Township	03N
Legal Section	04
Legal Subdivision	MOUNT TABOR ESTATES
Legal Lot Number	21
Jurisdiction	LONOKE AR
Township / Civil Division	EAGLE
Census Block Group	1
Census Block	1012
Census Tract	20108

Owner

496 Bud Ford Trl is owned and occupied by two individuals who bought it in July 2018.

Source: Lonoke County records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	496 BUD FORD TRL, CABOT, AR 72023-7116
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Sep 20, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jul 19, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2018 · Amount on File
Deed Sale	Jul 19, 2018 · Amount on File
Prior Sale	Oct 16, 2014 · Amount on File
Deed Document Number	2018-06901
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	496 BUD FORD TRL, CABOT, AR 72023-7116
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010523
Date	Dec 4, 2023
Book Page	2023/10523
Instrument	2023010523

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2043

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	496 BUD FORD TRL, CABOT, AR 72023-7116
Transaction Type	Mortgage
Record Updated	Mar 3, 2023
Title Company	NOT AVAILABLE, FAMS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 BUD FORD TRL, CABOT, AR 72023-7116

Mortgage

Document Number	0000011177
Date	Sep 20, 2022
Book Page	2022/11177
Instrument	2022-11177

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	311 Months
Due	Aug 1, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Jul 19, 2018
Property Address	496 BUD FORD TRL, CABOT, AR 72023-7116
Document Number	0000006901
Instrument Date	Jul 12, 2018
Instrument	6901
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	CABOT TITLE COMPANY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$762.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	496 BUD FORD TRL CABOT AR 720237116, CABOT, AR 72023-7116

Mortgage

Document Number	6902
Date	Jul 19, 2018
Instrument	6902

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 18, 2048

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$49,730 Land $8,000 Building $41,730
2024	$1,782.00 (-1.93%)
2023	$1,817.00 Homeowner's exemption	$49,730 Land $8,000 Building $41,730	$248,650 Land $40,000 Building $208,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 496 Bud Ford Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 496 Bud Ford Trl is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 41% of Arkansas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND PRAIRIE BAYOU 2 PWA serves 13,138 people · EPA ID AR0000734
Water Source	Purchased surface water from LONOKE WHITE PUBLIC WATER AUTHORITY
Last State Inspection	Sep 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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