495 Bud Ford Trl, Cabot, AR 72023 Property Records

Lonoke County property record for 495 Bud Ford Trl, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,541 sqft · built 2016
Lot Size	0.669 acres (29,185 sqft)
Owner	2 Individual Names on File
Last Sale	$257,500 (Nov 2016)
Tax Bill	$2,285 (2024)
Deeds & Mortgages	Dec 2025 Second Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`322-07024-000`

Property Details

APN / Parcel Number

Primary APN	`322-07024-000`
Alternative APNs	`72167024000` `45762`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,541 sqft Living Area
1st Floor Area	2,541 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	29,185 sqft (0.669 acres)
Lot Dimensions	154 ft deep x 190 ft wide
Garage Type	Attached
Garage Area	552 sqft
Driveway	Driveway
Driveway Area	1,988 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	327 sqft
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	72167024000
Street Address	495 BUD FORD TRL
City	CABOT
State	AR
Zip	72023-7116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:24 CITY/MUNI/TWP:RURAL SUBD:MOUNT TABOR ESTATES SEC/TWN/RNG/MER:SEC 04 TWN 03N RNG 09W
Legal Range	09W
Legal Township	03N
Legal Section	04
Legal Subdivision	MOUNT TABOR ESTATES
Legal Lot Number	24
Jurisdiction	LONOKE AR
Township / Civil Division	EAGLE
Census Block Group	1
Census Block	1013
Census Tract	20108

Owner

495 Bud Ford Trl is owned and occupied by two individuals who bought it in November 2016.

Source: Lonoke County records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	495 BUD FORD TRL, CABOT, AR 72023-7116
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
May 10, 2018	Warranty Deed, Transfer · VA Mortgage EAGLE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2016 · Amount on File
Deed Sale	Nov 2, 2016 · Amount on File
Prior Sale	Dec 18, 2015 · Amount on File
Deed Document Number	0201610928
Deed Book / Page	2016 / 10928
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	495 BUD FORD TRL, CABOT, AR 72023-7116
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 BUD FORD TRL, CABOT, AR 72023-7116

Mortgage

Document Number	0000012095
Date	Dec 18, 2025
Book Page	2025/12095
Instrument	2025-12095

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	495 BUD FORD TRL, CABOT, AR 72023-7116
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011491
Date	Aug 31, 2021
Book Page	2021/11491
Instrument	2021-11491

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	May 10, 2018
Property Address	495 BUD FORD TRL, CABOT, AR 72023-7116
Document Number	0000004413
Instrument Date	May 9, 2018
Instrument	4413
Transaction Type	Transfer
Record Updated	Jun 7, 2018
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$717.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	95 BUD FORD TRL CABOT AR 720237102, CABOT, AR 72023-7102

Mortgage

Document Number	4414
Date	May 10, 2018
Instrument	4414

Lender

Name	EAGLE BK
Type	Bank
Address	LIITLE ROCK, AR 72211

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 9, 2048

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,680 Land $8,000 Building $52,680
2024	$2,285.00 (-0.04%)
2023	$2,286.00 Homeowner's exemption	$60,540 Land $8,000 Building $52,540	$303,400 Land $40,000 Building $263,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 495 Bud Ford Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 495 Bud Ford Trl is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 41% of Arkansas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND PRAIRIE BAYOU 2 PWA serves 13,138 people · EPA ID AR0000734
Water Source	Purchased surface water from LONOKE WHITE PUBLIC WATER AUTHORITY
Last State Inspection	Sep 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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