496 4th St, Geneva, OH 44041 Property Records

Ashtabula County property record for 496 4th St, Geneva, OH 44041

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,216 sqft · built 1954
Lot Size0.165 acres (7,187 sqft)
OwnerIndividual Name on Record
Last Sale$14,000 (Apr 2012)
Tax Bill$2,450 (2025)
Deeds & MortgagesNov 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN20-021-00-050-00

Property Details

APN / Parcel Number

Primary APN20-021-00-050-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,216 sqft Living Area
Gross Area1,224 sqft
1st Floor Area1,216 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area7,187 sqft (0.165 acres)
Lot Dimensions150 ft deep x 48 ft wide
View / LotNeighborhood / Spot

Exterior Amenities

PorchStoop
Porch Area18 sqft
Deck Area144 sqft
Patio Area144 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address496 4TH ST
CityGENEVA
StateOH
Zip44041-1014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description105 ELMWOOD SUB
Legal SubdivisionELMWOOD SUB
Legal Lot Number105
JurisdictionASHTABULA OH
Township / Civil DivisionGENEVA
Census Block Group2
Census Block2004
Census Tract900

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2345 ANTIOCH RD, PERRY, OH 44081-9718
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 17, 2012 · Amount on Record
Deed SaleApr 17, 2012 · Amount on Record
Deed Document Number20123877
Deed Book / Page515 / 311
Record UpdatedSep 20, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address496 4TH ST, GENEVA, OH 44041-1014
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012023
DateNov 22, 2017
Book Page649/0731
Instrument201700012023
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAshtabula County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Area City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,450.00 (+68.5%)$30,040 (-) Land $5,920 Building $24,120$85,800 (-) Land $16,900 Building $68,900
2023$1,454.00 (+31.7%) Homeowner's exemption$30,040 (+34.11%) Land $5,920 Building $24,120$85,800 (+34.06%) Land $16,900 Building $68,900
2022$1,104.00 Homeowner's exemption$22,400 Land $4,550 Building $17,850
2020$64,000 Land $13,000 Building $51,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimDec 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA CITY PWS
serves 5,924 people · EPA ID OH0401712
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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