Ashtabula County property record for 495 4th St, Geneva, OH 44041
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 876 sqft · built 1956 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $129,425 (Sep 2022) |
| Tax Bill | $2,344 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-021-00-091-00 |
| Primary APN | 20-021-00-091-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 876 sqft Living Area |
| Gross Area | 1,032 sqft |
| 1st Floor Area | 720 sqft |
| Basement Area | 156 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 165 ft deep x 50 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 288 sqft |
| Deck Area | 40 sqft |
| Patio Area | 40 sqft |
| Canopy | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 495 4TH ST |
|---|---|
| City | GENEVA |
| State | OH |
| Zip | 44041-1013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 60 ELMWOOD SUB |
| Legal Subdivision | ELMWOOD SUB |
| Legal Lot Number | 60 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | GENEVA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 900 |
Source: Ashtabula County records, as of June 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 14806 DETROIT AVE, LAKEWOOD, OH 44107-3910 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2022 | Warranty Deed, Transfer · FHA Mortgage FIRST FSLA OF LAKEWOOD |
| Jun 11, 2021 | Warranty Deed, Transfer · USDA Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2022 · Amount on Record |
| Deed Sale | Sep 1, 2022 · Amount on Record |
| Prior Sale | Jun 11, 2021 · Amount on Record |
| Deed Document Number | 20229496 |
| Deed Book / Page | 779 / 2127 |
| Prior Transfer Date | Oct 10, 2003 |
| Prior Transfer Doc | 0000022695 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Sep 1, 2022 |
| Property Address | 495 4TH ST, GENEVA, OH 44041-1013 |
| Document Number | 0000009496 |
| Book / Page | 779 / 2127 |
| Map Reference | VOL 8 PG 37 |
| Instrument Date | Aug 30, 2022 |
| Instrument | 2022-00009496 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2023 |
| Title Company | VENTURE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14806 DETROIT AVE, LAKEWOOD, OH 44107-3910 |
| Document Number | 0007792129 |
|---|---|
| Date | Sep 1, 2022 |
| Instrument | 779/2129 |
| Name | FIRST FSLA OF LAKEWOOD |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Jun 11, 2021 |
| Property Address | 495 4TH ST, GENEVA, OH 44041-1013 |
| Document Number | 0000007105 |
| Book / Page | 741 / 2027 |
| Map Reference | VOL 8 PG 37 |
| Instrument Date | Jun 9, 2021 |
| Instrument | 202100007105 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 495 4TH ST, GENEVA, OH 44041-1013 |
| Investor | Possibly a Property Investor |
| Document Number | 0007412030 |
|---|---|
| Date | Jun 11, 2021 |
| Instrument | 741/2030 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Area City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,344.00 (+68.51%) | $28,740 (-) Land $6,440 Building $22,300 | $82,100 (-) Land $18,400 Building $63,700 |
| 2023 | $1,391.00 (+31.23%) Homeowner's exemption | $28,740 (+33.74%) Land $6,440 Building $22,300 | $82,100 (+33.71%) Land $18,400 Building $63,700 |
| 2022 | $1,060.00 Homeowner's exemption | $21,490 Land $4,970 Building $16,520 | |
| 2020 | $61,400 Land $14,200 Building $47,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Dec 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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