Chambers County property record for 496 3rd St SE, Lafayette, AL 36862
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,008 sqft · built 1974 |
| Lot Size | 0.688 acres (30,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $74,250 (Aug 2024) |
| Tax Bill | $630 (2026) |
| Deeds & Mortgages | Feb 2007 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-12-06-13-4-002-038.000 |
| Primary APN | 12-12-06-13-4-002-038.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick/Stone |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 30,000 sqft (0.688 acres) |
| Lot Dimensions | 300 ft deep x 100 ft wide |
| Porch | Slab |
| Porch Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Gravity Furnace |
| Sewer | Connected |
| Account Number | 501735 |
|---|---|
| Street Address | 496 3RD ST SE |
| City | LAFAYETTE |
| State | AL |
| Zip | 36862-2706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG. 857'(S) N OF & 229'(S) E OF SW COR OF SW1/4 OF SE1/4, RUN W300' TO 3RD STREET S.E., NW'LY ALONG STREET 100', E300', SE'L |
| Legal Range | 26 |
| Legal Township | 22 |
| Legal Section | 13 |
| Jurisdiction | CHAMBERS AL |
| Township / Civil Division | LA FAYETTE |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 954002 |
496 3rd St SE is owned by an individual who bought it in August 2024.
Source: Chambers County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 804 WHITEN RD, WEST POINT, GA 31833-5409 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2024 · Amount on File |
| Deed Sale | Aug 1, 2024 · Amount on File |
| Deed Document Number | 20243774 |
| Prior Transfer Date | Jul 26, 2024 |
| Prior Transfer Doc | 0000003774 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Property Address | 496 3RD ST SE, LAFAYETTE, AL 36862-2706 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020070897 |
|---|---|
| Date | Feb 13, 2007 |
| Instrument | 2007-0897 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63166 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 12, 2027 |
The 2026 property tax bill for 496 3rd St SE was $630, down 15.1% from the year before.
Source: Chambers County assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Chambers County |
| Municipality | La Fayette City |
| Unified School District | Chambers County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $630.00 (-15.09%) | ||
| 2025 | $742.00 (+186.49%) | $15,068 (+186.46%) Land $800 Building $14,268 | $75,340 (+43.18%) Land $4,000 Building $71,340 |
| 2024 | $259.00 | $5,260 (-) Land $380 Building $4,880 | $52,620 (-) Land $3,740 Building $48,880 |
| 2023 | $259.00 (+7.02%) | $5,260 (+6.91%) Land $380 Building $4,880 | $52,620 (+6.95%) Land $3,740 Building $48,880 |
| 2022 | $242.00 | $4,920 Land $380 Building $4,540 | $49,200 Land $3,740 Building $45,460 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 496 3rd St SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 18, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 496 3rd St SE is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 76% of Alabama |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAFAYETTE (CITY OF) serves 4,047 people · EPA ID AL0000178 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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