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207 3rd St SE, Lafayette, AL 36862 Property Records

Chambers County property record for 207 3rd St SE, Lafayette, AL 36862

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,738 sqft · built 1920
Lot Size0.394 acres (17,170 sqft)
Owner2 Individual Names on File
Last Sale$40,000 (Aug 2018)
Tax Bill$330 (2026)
Deeds & MortgagesJul 2022 Line of Credit
Aug 2018 Sale
Flood ZoneZone X (minimal risk)
APN12-12-06-13-2-204-031.000

Property Details

APN / Parcel Number

Primary APN12-12-06-13-2-204-031.000
Alternative APNs
  • 1206132204031000
  • 434225

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,738 sqft Living Area
1st Floor Area1,738 sqft
FlooringHardwood
Interior WallsPaneling

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialAluminum/Vinyl
Foundation TypeBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area17,170 sqft (0.394 acres)
Lot Dimensions202 ft deep x 85 ft wide
Garage TypeCarport
Garage Area468 sqft
CarportCarport
Carport Area468 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area268 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number434225
Street Address207 3RD ST SE
CityLAFAYETTE
StateAL
Zip36862-2109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTART AT INT OF W MARGIN OF 3RD STREET S.E. & N MARGIN OF AVENUE A S.E., RUN N ALONG STREET 153.47' TO P.O.B., RUN W'LY125.32
Legal Range26
Legal Township22
Legal Section13
JurisdictionCHAMBERS AL
Township / Civil DivisionLA FAYETTE
Census Block Group1
Census Block1055
Census Tract954002

Owner

207 3rd St SE is owned and occupied by two individuals who bought it in August 2018.

Source: Chambers County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address2135 INTERSTATE DR, OPELIKA, AL 36801-1526
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2022Deed of Trust, Mortgage · Line of Credit
MAX CU
Aug 3, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2018 · Amount on File
Deed SaleAug 3, 2018 · Amount on File
Deed Book / Page2018 / 3339
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMBERS AL
Property Address207 3RD ST SE, LAFAYETTE, AL 36862-2109
Transaction TypeMortgage
Record UpdatedAug 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02022/3363
DateJul 8, 2022
Book Page2022/3363
Lender
NameMAX CU
TypeCredit Union
AddressMONTGOMERY, AL 36117
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueJul 7, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMBERS AL
Recording DateAug 3, 2018
Property Address207 3RD ST SE, LAFAYETTE, AL 36862-2109
Document Number02018/3339
Book / Page2018 / 3339
Instrument DateJun 21, 2018
Transaction TypeTransfer
Record UpdatedJan 21, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 3RD ST, LAFAYETTE, AL 30862

Tax Assessment & Valuation

The 2026 property tax bill for 207 3rd St SE was $330 with a homeowner's exemption, up 8.2% from the year before.

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyChambers County
MunicipalityLa Fayette City
Unified School DistrictChambers County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$330.00 (+8.2%) Homeowner's exemption
2025$305.00 (+8.54%)$20,364 (+185.21%) Land $580 Building $19,784$101,820 (+42.74%) Land $2,900 Building $98,920
2024$281.00 Additional exemption filed$7,140 (-) Land $260 Building $6,880$71,330 (-) Land $2,630 Building $68,700
2023$281.00 (+8.91%) Additional exemption filed$7,140 (+6.89%) Land $260 Building $6,880$71,330 (+6.89%) Land $2,630 Building $68,700
2022$258.00 Additional exemption filed$6,680 Land $260 Building $6,420$66,730 Land $2,630 Building $64,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 207 3rd St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 3rd St SE is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 43% of Alabama
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAFAYETTE (CITY OF)
serves 4,047 people · EPA ID AL0000178
Water SourceSurface water
Last State InspectionFeb 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 3rd St SE

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