495A Mill St, Worcester, MA 01602 Property Records

Worcester County and Worcester City property record for 495A Mill St, Worcester, MA 01602

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 748 sqft · built 1950
Lot Size	0.159 acres (6,928 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Aug 2021)
Tax Bill	$3,448 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-024-0495A`

Property Details

APN / Parcel Number

Primary APN	`48-024-0495A`
Alternative APN	`WORC M:48 B:024 L:0495A`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	748 sqft Living Area
Gross Area	1,162 sqft
1st Floor Area	374 sqft
Basement Area	374 sqft
Unfinished Basement	374 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,928 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	48-024-0495A
Street Address	495A MILL ST
City	WORCESTER
State	MA
Zip	01602-2427
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	24
Legal Lot Number	495A
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1002
Census Tract	731001

Owner

Source: Worcester County and Worcester City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	495 MILL ST, A, WORCESTER, MA 01602-2427
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage AMERISAVE MORTGAGE CORP
Feb 7, 2018	Quit Claim Deed, Transfer · FHA Mortgage RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2021 · Amount on Record
Deed Sale	Aug 6, 2021 · Amount on Record
Prior Sale	Feb 7, 2018 · Amount on Record
Deed Book / Page	65784 / 29
Prior Transfer Date	Aug 5, 2021
Prior Transfer Doc	0065784-29
Record Updated	Oct 29, 2026

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Aug 6, 2021
Property Address	495A MILL ST # 495A, 495A, WORCESTER, MA 01602-2427
Document Number	65784-29
Book / Page	65784 / 29
Instrument Date	Aug 5, 2021
Instrument	110384
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 MILL ST # 495A, 495A, WORCESTER, MA 01602-2427

Mortgage

Document Number	110385
Date	Aug 6, 2021
Instrument	110385

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Feb 7, 2018
Property Address	495A MILL ST # 495A, 495A, WORCESTER, MA 01602-2427
Document Number	58416-87
Book / Page	58416 / 87
Instrument	12783
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23.94
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495A MILL ST # 495A, 495A, WORCESTER, MA 01602-2427

Mortgage

Document Number	584160089
Date	Feb 7, 2018
Instrument	58416/0089

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2048

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,448.00 (+10.09%)	$261,400 (+19.69%) Building $261,400	$289,845 (+1.46%)
2024			$285,665
2023	$3,132.00	$218,400 Building $218,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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