492 Mill St, Worcester, MA 01602 Property Records

Worcester County and Worcester City property record for 492 Mill St, Worcester, MA 01602

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 783 sqft · built 1950
Lot Size	0.499 acres (21,731 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (May 2025)
Tax Bill	$4,763 (2026)
Deeds & Mortgages	May 2025 Sale & Mortgage Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30-027-00008`

Property Details

APN / Parcel Number

Primary APN	`30-027-00008`
Alternative APN	`WORC M:30 B:027 L:00008`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	783 sqft Living Area
Gross Area	1,605 sqft
1st Floor Area	783 sqft
Attic	Attic
Attic Area	970 sqft
Basement Area	1,010 sqft
Unfinished Basement	1,010 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,731 sqft (0.499 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	30-027-00008
Street Address	492 MILL ST
City	WORCESTER
State	MA
Zip	01602-2444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Block	27
Legal Lot Number	8
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2002
Census Tract	730902

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	492 MILL ST, WORCESTER, MA 01602-2444
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
May 14, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CMG MORTGAGE INC
Aug 2, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BROKER SOLUTIONS INC
Dec 15, 2017	Quit Claim Deed, Transfer DIGITAL FCU
May 10, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2025 · Amount on Record
Deed Sale	May 14, 2025 · Amount on Record
Prior Sale	Aug 2, 2021 · Amount on Record
Deed Book / Page	71985 / 135
Record Updated	Oct 29, 2026

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	May 14, 2025
Property Address	492 MILL ST, WORCESTER, MA 01602-2444
Document Number	071985-135
Book / Page	71985 / 135
Instrument Date	May 14, 2025
Instrument	38200
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	492 MILL ST, WORCESTER, MA 01602-2444

Mortgage

Document Number	0000038201
Date	May 14, 2025
Instrument	38201

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Aug 2, 2021
Property Address	492 MILL ST, WORCESTER, MA 01602-2444
Document Number	65749-238
Book / Page	65749 / 238
Instrument Date	Jul 30, 2021
Instrument	107944
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	492 MILL ST, WORCESTER, MA 01602-2444

Mortgage

Document Number	107945
Date	Aug 2, 2021
Instrument	107945

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Dec 15, 2017
Property Address	492 MILL ST, WORCESTER, MA 01602-2444
Document Number	58197-53
Book / Page	58197 / 53
Instrument	140822
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.29
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	492 MILL ST, WORCESTER, MA 01602-2444

Mortgage

Document Number	581970055
Date	Dec 15, 2017
Instrument	58197/0055

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	372 Months
Due	Dec 15, 2048

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	May 10, 2017
Property Address	492 MILL ST, WORCESTER, MA 01602-2444
Document Number	57092-115
Book / Page	057092 / 000115
Instrument Date	May 1, 2017
Instrument	46921
Transaction Type	Transfer
Record Updated	May 30, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	20 WILDROSE AVE WORCESTER MA 016021121, WORCESTER, MA 01602-1121

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,763.00 (+3.88%)	$358,671 (+3.18%) Land $170,371 Building $188,300	$386,302 (-1.3%)
2025	$4,585.00 (+5.65%)	$347,613 (+14.86%) Land $162,113 Building $185,500	$391,400 (+22.69%)
2024			$319,010
2023	$4,340.00	$302,634 Land $141,034 Building $161,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (1987)
Most Recent Claim	Apr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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