49598 Airedele Rd, Ridge, MD 20680 Property Records

St. Mary's County property record for 49598 Airedele Rd, Ridge, MD 20680

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,580 sqft · built 1953
Lot Size0.68 acres (29,620 sqft)
Owner2 Individual Names on Record
Last Sale$75,000 (Dec 2018)
Tax Bill$2,047 (2025)
Deeds & MortgagesOct 2022 Transfer
Dec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-024299

Property Details

APN / Parcel Number

Primary APN01-024299
Alternative APNs
  • 1024299
  • 024299

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,580 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Exterior MaterialSiding
Roof MaterialMetal
Lot Area29,620 sqft (0.68 acres)
Garage TypeMixed
Garage Area528 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area324 sqft
Patio Area280 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number024299
Street Address49598 AIREDELE RD
CityRIDGE
StateMD
Zip20680-3314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal Description29,620 SQ FT N/S AIREDELE RD RIDGE
JurisdictionST MARY'S MD
Township / Civil Division1, ST. INIGOES
Census Block Group4
Census Block4006
Census Tract876200

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address49598 AIREDELE RD, RIDGE, MD 20680-3314
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2022Intrafamily Transfer, Transfer
Dec 10, 2018Deed, Transfer · Conventional Mortgage
CEDAR POINT FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 10, 2018 · Amount on Record
Deed SaleDec 10, 2018 · Amount on Record
Deed Book / Page4993 / 107
Last Transfer DateOct 4, 2022
Transfer Doc0062390356
Record UpdatedOct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST MARY'S MD
Recording DateOct 18, 2022
Property Address49598 AIREDELE RD, RIDGE, MD 20680-3314
Document Number0062390356
Book / Page6239 / 356
Instrument DateOct 4, 2022
Transaction TypeTransfer
Record UpdatedJan 17, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address49598 AIREDELE RD, RIDGE, MD 20680-3314

December 2018: Deed, Transfer

Document TypeDeed
JurisdictionST MARY'S MD
Recording DateDec 10, 2018
Property Address49598 AIREDELE RD, RIDGE, MD 20680-3314
Document Number0049930107
Book / Page4993 / 107
Instrument DateNov 30, 2018
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyBLUE CRAB TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$825.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address49598 AIREDELE RD, RIDGE, MD 20680-3314

Mortgage

Document Number0004993116
DateDec 10, 2018
Instrument4993/116
Lender
NameCEDAR POINT FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$222,800 (+8.24%) Land $103,100 Building $119,700$222,800 (-) Land $103,100 Building $119,700
2025$2,047.00 (+9.35%) Homeowner's exemption$205,833 (+19.74%)$222,800 (+29.61%) Land $103,100 Building $119,700
2023$1,872.00 Homeowner's exemption$171,900 Land $95,100 Building $76,800$171,900 Land $95,100 Building $76,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 136 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies136 in force
Nearby Flood Claims107 (1985–2022)
Claims Outside the SFHA38 of 107
Most Recent ClaimOct 2022 · tidal / storm surge
Claims by Event
  • Hurricane Irene, Aug 2011 · 6 claims
  • Hurricane Isabel, Sep 2003 · 46 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Breezeline
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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