St. Mary's County property record for 49507 Airedele Rd, Ridge, MD 20680
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,876 sqft · built 1987 |
| Lot Size | 3.05 acres (132,858 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Nov 2018) |
| Tax Bill | $3,441 (2025) |
| Deeds & Mortgages | Apr 2018 Line of Credit Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-035460 |
| Primary APN | 01-035460 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,876 sqft Total Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 132,858 sqft (3.05 acres) |
| Garage Type | Attached |
| Garage Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 496 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 035460 |
|---|---|
| Street Address | 49507 AIREDELE RD |
| City | RIDGE |
| State | MD |
| Zip | 20680-3305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VMX |
| Legal Description | LOT 3 PLAT 25/51 RALEY'S SUB |
| Legal Subdivision | RALEYS SUBDIVISION |
| Legal Lot Number | 3 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 1, ST. INIGOES |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 876200 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 49507 AIREDELE RD, RIDGE, MD 20680-3305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 4, 2018 | Deed of Trust, Mortgage · Line of Credit CEDAR POINT FCU |
| Nov 29, 2018 | Deed, Transfer · Conventional Mortgage CEDAR POINT FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2018 · Amount on Record |
| Deed Sale | Nov 29, 2018 · Amount on Record |
| Prior Sale | Aug 14, 1986 · Amount on Record |
| Deed Book / Page | 4987 / 343 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 49507 AIREDELE RD, RIDGE, MD 20680 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0048440341 |
|---|---|
| Date | Apr 4, 2018 |
| Book Page | 4844/341 |
| Name | CEDAR POINT FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON PARK, MD 20653 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 3, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Nov 29, 2018 |
| Property Address | 49507 AIREDELE RD, RIDGE, MD 20680 |
| Document Number | 0049870343 |
| Book / Page | 4987 / 343 |
| Map Reference | LB MRB25 FO51 |
| Instrument Date | Nov 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | BLUE CRAB TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 49507 AIREDELE RD, RIDGE, MD 20680 |
| Document Number | 0004987350 |
|---|---|
| Date | Nov 29, 2018 |
| Instrument | 4987/350 |
| Name | CEDAR POINT FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $332,800 (+23.3%) Land $120,200 Building $212,600 | $332,800 (+23.3%) Land $120,200 Building $212,600 | |
| 2025 | $3,441.00 (+16.96%) Homeowner's exemption | ||
| 2023 | $2,942.00 | $269,900 Land $110,200 Building $159,700 | $269,900 Land $110,200 Building $159,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 136 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 107 (1985–2022) |
| Claims Outside the SFHA | 38 of 107 |
| Most Recent Claim | Oct 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 83% of Maryland |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures