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4957 Phoenix Cir, Concord, NC 28025 Property Records

Cabarrus County property record for 4957 Phoenix Cir, Concord, NC 28025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,450 sqft · built 1999
Lot Size1.02 acres (44,400 sqft)
OwnerIndividual Name on Record
Last Sale$425,000 (Nov 2025)
Tax Bill$1,703 (2023)
Deeds & MortgagesNov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5558 35 4785

Property Details

APN / Parcel Number

Primary APN5558 35 4785
Alternative APNs
  • 09007 0060.000000
  • 2649100
  • 173376
  • 181974

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,450 sqft Living Area
Gross Area3,885 sqft
1st Floor Area2,450 sqft
Upper Floors Area414 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area44,400 sqft (1.02 acres)
Lot Dimensions296 ft deep x 150 ft wide
Garage TypeMixed
Garage Area744 sqft
DrivewayAsphalt Driveway
Driveway Area2,000 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area217 sqft
Storage Building192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number181974
Street Address4957 PHOENIX CIR
CityCONCORD
StateNC
Zip28025-6627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAO
Legal DescriptionNORTH SIDE PHOENIX CIR
Legal SubdivisionGREEN OAKS
JurisdictionCABARRUS NC
Township / Civil Division9, GEORGEVILLE
Census Block Group1
Census Block1008
Census Tract41602

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4957 PHOENIX CIR, CONCORD, NC 28025-6627
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 2025 · Amount on Record
Deed SaleNov 18, 2025 · Amount on Record
Deed Document Number202526686
Deed Book / Page17724 / 48
Record UpdatedOct 29, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateNov 18, 2025
Property Address4957 PHOENIX CIR, CONCORD, NC 28025-6627
Document Number0001772448
Book / Page17724 / 48
Instrument DateNov 18, 2025
Transaction TypeTransfer
Record UpdatedDec 1, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$850.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3004 GRACELAND CIR, PINEVILLE, NC 28134-3200

Transferred To (Grantee/Buyer)

NameVerified Name
Address4957 PHOENIX CIR, CONCORD, NC 28025-6627

Mortgage

Document Number0001772452
DateNov 18, 2025
Instrument17724/52
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2040

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$393,920 (-) Land $70,000 Building $323,920
2025$393,920 (+67.14%) Land $70,000 Building $323,920
2024$393,920 (+67.14%) Land $70,000 Building $323,920
2023$1,703.00$235,680 Land $40,000 Building $195,680$235,680 Land $40,000 Building $195,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2018–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Phoenix Cir

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