4801 Phoenix Cir, Concord, NC 28025 Property Records

Cabarrus County property record for 4801 Phoenix Cir, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,733 sqft · built 1985
Lot Size	2.45 acres (107,027 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,972 (2023)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`5558 36 1080`

Property Details

APN / Parcel Number

Primary APN	`5558 36 1080`
Alternative APNs	`09007 0024.200000` `5558 36 2005` `115669` `169128` `181802`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,733 sqft Living Area
Gross Area	6,041 sqft
1st Floor Area	2,733 sqft
Basement Area	1,920 sqft
Finished Basement	1,920 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2012
Exterior Material	Other
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	107,027 sqft (2.45 acres)
Lot Width	254 ft Width
Garage Type	Mixed
Garage Area	550 sqft
Driveway	Concrete Driveway
Driveway Area	1,988 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	775 sqft
Patio Area	672 sqft
Shed	1 Shed
Shed Area	600 sqft
Storage Building	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	181802
Street Address	4801 PHOENIX CIR
City	CONCORD
State	NC
Zip	28025-6626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AO
Legal Description	EAST SIDE PHOENIX CIR
Legal Subdivision	GREEN OAKS
Jurisdiction	CABARRUS NC
Township / Civil Division	9, GEORGEVILLE
Census Block Group	1
Census Block	1008
Census Tract	41602

Owner

Source: Cabarrus County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4801 PHOENIX CIR, CONCORD, NC 28025-6626
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Mar 1, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 14, 2025
Transfer Doc	0000024010
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 20, 2025
Property Address	4801 PHOENIX CIR, CONCORD, NC 28025-6626
Document Number	0001767687
Book / Page	17676 / 87
Instrument Date	Oct 14, 2025
Transaction Type	Transfer
Record Updated	Oct 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4801 PHOENIX CIR, CONCORD, NC 28025-6626

Mortgage

Document Number	0001767693
Date	Oct 20, 2025
Instrument	17676/93

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Mar 1, 2024
Property Address	4801 PHOENIX CIR, CONCORD, NC 28025-6626
Document Number	0016833271
Book / Page	16833 / 271
Map Reference	MB 13 PG 78
Instrument Date	Feb 29, 2024
Transaction Type	Transfer
Record Updated	Mar 11, 2024

Transaction

Amount	Amount Recorded
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5517 GRIFFITH RD, MONROE, NC 28112-8846

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4801 PHOENIX CIR, CONCORD, NC 28025-6626

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$629,660 (+49.21%) Land $84,000 Building $545,660
2025		$422,000 (+77.66%) Land $70,000 Building $352,000
2024			$629,660 (+165.09%) Land $84,000 Building $545,660
2023	$1,972.00	$237,530 Land $40,000 Building $197,530	$237,530 Land $40,000 Building $197,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2018–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Phoenix Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures