4957 Cloud Springs Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 4957 Cloud Springs Rd, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,708 sqft · built 1991
Lot Size	52.8 acres (2,303,017 sqft)
Owner	2 Individual Names on Record
Last Sale	$92,150 (Dec 2023)
Tax Bill	$15,515 (2025)
Deeds & Mortgages	Jan 2025 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0019E011000`

Property Details

APN / Parcel Number

Primary APN	`0019E011000`
Alternative APNs	`0019E011` `10420`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,708 sqft Heated Area
1st Floor Area	3,929 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Architectural Style	Other
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,303,017 sqft (52.8 acres)
Garage Area	1,152 sqft
Porch	Open Porch
Porch Area	450 sqft
Deck Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10420
Old Parcel Number	0019E011000
Street Address	4957 CLOUD SPRINGS RD
City	RINGGOLD
State	GA
Zip	30736-6406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	I-1
Legal Description	TR 1 CLOUD SPRINGS I-75 PARK SOUTH
Legal Subdivision	COM- MACK SMITH/SCRUGGS AREA
Legal Tract	1
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	2
Census Block	2004
Census Tract	30402

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 91313, CHATTANOOGA, TN 37412-6313
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2025	Deed of Trust, Mortgage BUILTWELL BANK
Mar 22, 2017	Deed of Trust, Mortgage FIRST VOLUNTEER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2023 · Amount on Record
Deed Sale	Dec 21, 2023 · Amount on Record
Deed Document Number	0002310618
Record Updated	Jun 8, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	4957 CLOUD SPRINGS RD, RINGGOLD, GA 30736-6406
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4957 CLOUD SPRINGS RD, RINGGOLD, GA 30736-6406

Mortgage

Document Number	0023660000000842
Date	Jan 27, 2025
Book Page	0000002366/0000000842

Lender

Name	BUILTWELL BANK

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Jan 1, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	4957 CLOUD SPRINGS RD, RINGGOLD, GA 30736-6406
Document Number	0018720780
Instrument Date	Mar 22, 2017
Transaction Type	Mortgage
Record Updated	Dec 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1095 AULT DR CHATTANOOGA TN 374046302, CHATTANOOGA, TN 37404-6302

Mortgage

Document Number	0018720780
Date	Apr 6, 2017
Book Page	001872/000780
Instrument	2368

Lender

Name	FIRST VOLUNTEER BK
Type	Bank
Address	6825 SHALLOWFORD RD, CHATTANOOGA, TN 37421-1755

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Apr 5, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,515.00 (+135.79%)	$817,164 (+178.02%) Land $793,050 Building $24,114	$2,042,911 (+178.02%) Land $1,982,625 Building $60,286
2023	$6,580.00 (+134.5%)	$293,925 Land $242,189 Building $51,736	$734,813 Land $605,472 Building $129,341
2022	$2,806.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	23 (1990–2009)
Claims Outside the SFHA	15 of 23
Most Recent Claim	Sep 2009 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2009 · 15 claims Hurricane Opal, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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