4882 Cloud Springs Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 4882 Cloud Springs Rd, Ringgold, GA 30736

Property Summary

Property Type	Warehouse, Storage
Details	3 ba · 5,000 sqft · built 2002
Lot Size	2.91 acres (126,760 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,000 (Nov 1996)
Tax Bill	$6,084 (2025)
Deeds & Mortgages	Jun 2020 Loan Modification Feb 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0019E031000`

Property Details

APN / Parcel Number

Primary APN	`0019E031000`
Alternative APNs	`0019E031` `10439`

Interior

Full Baths	3 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	5,000 sqft Total Area
1st Floor Area	5,000 sqft
Office	1,200 sqft
Flooring	Concrete/Cement
Interior Walls	Composition
Overhead Door	Overhead Door

Exterior

Year Built	Built 2002
Exterior Material	Concrete Block
Construction Type	Steel Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	126,760 sqft (2.91 acres)

Exterior Amenities

Deck Area	2,400 sqft
Patio Area	2,400 sqft
Canopy	5,201 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	10439
Old Parcel Number	0019E031000
Street Address	4882 CLOUD SPRINGS RD
City	RINGGOLD
State	GA
Zip	30736-6405
Property Category	Industrial
Property Type	Industrial > Warehouse, Storage
Local Zoning Code	C-1
Legal Description	PT LL 35 28/3
Legal Subdivision	COM- MACK SMITH/SCRUGGS AREA
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	4
Census Block	4007
Census Tract	30402

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 91313, CHATTANOOGA, TN 37412-6313
Owner Type	Individual, Secondary Company

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2020	Loan Modification, Mortgage · Line of Credit FIRST NAT'L CMNTY BK
Feb 25, 2019	Quit Claim Deed, Transfer Quitclaim
Jun 14, 2018	Deed of Trust, Mortgage TOWER CMNTY BK
Mar 22, 2017	Loan Modification, Mortgage FIRST VOLUNTEER BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 1996 · Amount on Record
Deed Sale	Nov 25, 1996 · Amount on Record
Deed Document Number	0000571800
Record Updated	Jun 8, 2026

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CATOOSA GA
Property Address	4882 CLOUD SPRINGS RD, RINGGOLD, GA 30736-6405
Document Number	0020630195
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 654 ROCKY FACE GA 307400654, ROCKY FACE, GA 30740-0654

Mortgage

Document Number	0020630195
Date	Jul 7, 2020
Book Page	002063/000195
Instrument	5217

Lender

Name	FIRST NAT'L CMNTY BK
Type	Bank
Address	CHATSWORTH, GA 30705

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Jul 6, 2023

Interest

Rate Type	Adjustable Rate

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CATOOSA GA
Recording Date	Feb 25, 2019
Property Address	4882 CLOUD SPRINGS RD, RINGGOLD, GA 30736-6405
Document Number	0019750770
Book / Page	001975 / 000770
Instrument Date	Feb 12, 2019
Transaction Type	Transfer
Record Updated	Mar 19, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	4888 CLOUD SPRINGS RD RINGGOLD GA 30736, RINGGOLD, GA 30736

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	4882 CLOUD SPRINGS RD, RINGGOLD, GA 30736-6405
Document Number	0019410461
Instrument Date	Jun 14, 2018
Transaction Type	Mortgage
Record Updated	Jul 5, 2018
Title Company	TITLE GUARANTY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4888 CLOUD SPRINGS RD RINGGOLD GA 30736, RINGGOLD, GA 30736

Mortgage

Document Number	0019410461
Date	Jun 22, 2018
Book Page	001941/000461

Lender

Name	TOWER CMNTY BK
Address	JASPER, TN 37347

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 21, 2033

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CATOOSA GA
Property Address	4882 CLOUD SPRINGS RD, RINGGOLD, GA 30736-6405
Document Number	0018780580
Book / Page	001878 / 000580
Instrument Date	Mar 22, 2017
Transaction Type	Mortgage
Record Updated	May 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1095 AULT DR CHATTANOOGA TN 374046302, CHATTANOOGA, TN 37404-6302

Mortgage

Document Number	0018780580
Date	May 11, 2017
Book Page	001878/000580
Instrument	3312

Lender

Name	FIRST VOLUNTEER BK
Type	Bank
Address	6825 SHALLOWFORD RD, CHATTANOOGA, TN 37421-1755

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,084.00 (-4.31%)	$320,450 (+12.83%) Land $80,000 Building $240,450	$801,125 (+12.83%) Land $200,000 Building $601,125
2023	$6,358.00	$284,000 Land $110,580 Building $173,420	$710,000 Land $276,450 Building $433,550
2022	$6,358.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1995–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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