4955 E Spruce Dr, Dunnellon, FL 34434 Property Records

Citrus County property record for 4955 E Spruce Dr, Dunnellon, FL 34434

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,956 sqft · built 1986
Lot Size0.381 acres (16,598 sqft)
Owner2 Trust Names on Record
Last Sale$300,000 (Jun 2019)
Tax Bill$1,957 (2025)
Flood ZoneZone X (moderate risk)
APN2417S19E00100020

Property Details

APN / Parcel Number

Primary APN2417S19E00100020
Alternative APNs
  • 19E-17S-24-0010-00000-0020
  • 19E-17S-24-0010-002.0
  • 3475937

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,956 sqft Living Area
Gross Area2,724 sqft
1st Floor Area864 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1995
Exterior MaterialWood Siding
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialFiberglass
Lot Area16,598 sqft (0.381 acres)
Lot Dimensions200 ft deep x 156 ft wide
View / LotRiver
Garage TypeAttached
Garage Area768 sqft
Parking Spaces7 Parking Spaces
PorchFinished/Open Porch
Porch Area54 sqft
Utility Building64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number3475937
Street Address4955 E SPRUCE DR
CityDUNNELLON
StateFL
Zip34434-4794
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCLR
Legal DescriptionWITHLACOOCHEE HOMES PB 2 PG 179 (LR-09-10 ACCEPTED 12/16/2009 SURVEY IN OR BK 2328 PG 899) TRACT 2: ALL OF LOT 2 --AND-- COM AT A CONCRETE MON AT T HE SW COR OF SD LT 2 FOR A PT OF REF TH S 42 DEG 46M 30S E AL THE S BDRY OF SD LT 2 & AL THE N R/W LN
Legal Range20E
Legal Township17S
Legal Section30
Legal SubdivisionWITHLACOOCHEE HOMES
Legal Tract2
Legal Lot Number2
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1048
Census Tract450106

Owner

Source: Citrus County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address4955 E SPRUCE DR, DUNNELLON, FL 34434-4794
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Personal Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2019 · Amount on Record
Deed SaleJun 5, 2019 · Amount on Record
Prior SaleJan 28, 2010
Deed Document Number201928992
Deed Book / Page2981 / 599
Prior Transfer DateFeb 22, 2016
Prior Transfer Doc0027411900
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,957.00 (+5.73%) Homeowner's exemption$159,232 (-40.56%)$260,107 (-2.91%) Land $46,800 Building $213,307
2024$1,851.00 (+2.78%) Homeowner's exemption Additional exemption filed$267,898 (+2.32%) Land $46,800 Building $221,098$267,898 (+2.32%) Land $46,800 Building $221,098
2023$1,801.00 (+6.88%) Homeowner's exemption Additional exemption filed$261,830 (+11.69%) Land $46,800 Building $215,030$261,830 (+11.69%) Land $46,800 Building $215,030
2022$1,685.00 Homeowner's exemption Additional exemption filed$234,424 Land $46,800 Building $187,624$234,424 Land $46,800 Building $187,624

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 53 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies53 in force
Nearby Flood Claims6 (2017–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 73% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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