4905 E Spruce Dr, Dunnellon, FL 34434 Property Records

Citrus County property record for 4905 E Spruce Dr, Dunnellon, FL 34434

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,612 sqft · built 2021
Lot Size	1.51 acres (65,776 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Oct 2020)
Tax Bill	$4,369 (2025)
Deeds & Mortgages	Oct 2020 Sale Jun 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`2417S19E00100080`

Property Details

APN / Parcel Number

Primary APN	`2417S19E00100080`
Alternative APNs	`19E-17S-24-0010-008.0` `1572428`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,612 sqft Living Area
1st Floor Area	1,344 sqft
Flooring	Wood

Exterior

Year Built	Built 2021
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,776 sqft (1.51 acres)
Lot Dimensions	227 ft deep x 125 ft wide
Garage Type	Mixed
Garage Area	980 sqft
Carport	Carport
Carport Area	180 sqft

Exterior Amenities

Porch	Porch
Porch Area	334 sqft
Patio Area	64 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	1572428
Old Parcel Number	2417S19E00100080
Street Address	4905 E SPRUCE DR
City	DUNNELLON
State	FL
Zip	34434-4794
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	CLR COASTAL LAKES & RVRS
Legal Description	WITHLACOOCHEE HOMES PB 2 PG 179 LOTS 8 9 & E1/2 OF LOT 10 DESC IN OR BK 734 PG 59 & OR BK 759 PG 2215
Legal Range	20E
Legal Township	17S
Legal Section	19
Legal Subdivision	WITHLACOOCHEE HOMES
Legal Lot Number	8-10 9
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1048
Census Tract	450106

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1001 STARKEY RD LOT 737, 737, LARGO, FL 33771-5433
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Warranty Deed, Transfer FIRST INT'L TITLE
Jun 3, 2020	Warranty Deed, Transfer · Commercial Mortgage CAPITAL CITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2020 · Amount on Record
Deed Sale	Oct 30, 2020 · Amount on Record
Prior Sale	Jun 3, 2020 · Amount on Record
Deed Document Number	2020058997
Deed Book / Page	3104 / 1721
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Oct 30, 2020
Property Address	4905 E SPRUCE DR, DUNNELLON, FL 34434-4794
Document Number	0031041721
Book / Page	003104 / 001721
Instrument Date	Oct 29, 2020
Instrument	58997
Transaction Type	Transfer
Record Updated	Nov 26, 2020
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Tax	$735.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1001 STARKEY ROADUNIT 737 LARGO FL 33771, LARGO, FL 33771

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jun 3, 2020
Property Address	4905 E SPRUCE DR, DUNNELLON, FL 34434-4794
Document Number	0030641211
Book / Page	3064 / 1211
Map Reference	MB 2 PG 179
Instrument Date	Jun 1, 2020
Instrument	2020028196
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	AMERICAN TTL SVCS OF CITRUS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4381 W PIUTE DR, 4381, BEVERLY HILLS, FL 34465-4815

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4735 N APPLE VALLEY AVE, BEVERLY HILLS, FL 34465-3008

Mortgage

Document Number	30641213
Date	Jun 3, 2020
Instrument	3064/1213

Lender

Name	CAPITAL CITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,369.00 (-1.62%)	$280,450 (-2.75%) Land $77,800 Building $202,650	$280,450 (-2.75%) Land $77,800 Building $202,650
2024	$4,441.00 (+3.4%)	$288,390 (+4.55%) Land $77,800 Building $210,590	$288,390 (+4.55%) Land $77,800 Building $210,590
2023	$4,295.00 (+16.59%)	$275,850 (+13.06%) Land $77,800 Building $198,050	$275,850 (+13.06%) Land $77,800 Building $198,050
2022	$3,684.00	$243,980 Land $77,800 Building $166,180	$243,980 Land $77,800 Building $166,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 53 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	6 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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