49518 Bingham Ln, Macomb, MI 48044 Property Records

Macomb County property record for 49518 Bingham Ln, Macomb, MI 48044

Property Summary

Property Type	Condominium
Details	2.5 ba · 2,073 sqft · built 2016
Lot Size	0.209 acres (9,104 sqft)
Owner	Company Name on Record
Last Sale	$342,355 (Aug 2017)
Tax Bill	$6,546 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-20-351-017`

Property Details

APN / Parcel Number

Primary APN	`20-08-20-351-017`
Alternative APN	`0820351017`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,073 sqft Living Area
1st Floor Area	2,073 sqft
Basement Area	2,073 sqft
Unfinished Basement	2,073 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Lot Area	9,104 sqft (0.209 acres)
Lot Dimensions	130 ft deep x 70 ft wide
Garage Area	707 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	49518 BINGHAM LN
City	MACOMB
State	MI
Zip	48044-1548
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	MONARCH ESTATES CONDO MCCP #1118 UNIT 17 L 23805 PGS 856 - 933
Legal Subdivision	MONARCH ESTATES
Legal Unit	17
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	4
Census Block	4003
Census Tract	224001

Owner

Source: Macomb County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	49518 BINGHAM LN, MACOMB, MI 48044-1548
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITIES FINANCIAL SERVICES INC
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITIES FINANCIAL SERVICES INC
Aug 4, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Aug 4, 2017	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2017 · Amount on Record
Deed Sale	Aug 4, 2017 · Amount on Record
Deed Document Number	20177095691
Deed Book / Page	24866 / 654
Last Transfer Date	Oct 10, 2025
Transfer Doc	0000091331
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49518 BINGHAM LN, MACOMB, MI 48044-1548
Transaction Type	Mortgage
Record Updated	Oct 8, 2021
Title Company	PREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49518 BINGHAM LN, MACOMB, MI 48044-1548

Mortgage

Document Number	2102242806
Date	Sep 23, 2021
Book Page	28040/557
Instrument	202102242806

Lender

Name	FIRST SECURITIES FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	FRANKLIN, MI 48025

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49518 BINGHAM LN, MACOMB, MI 48044-1548
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052706
Date	May 1, 2020
Book Page	26678/241
Instrument	2052706

Lender

Name	FIRST SECURITIES FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	FRANKLIN, MI 48025

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2035

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Aug 4, 2017
Property Address	49518 BINGHAM LN, MACOMB, MI 48044-1548
Document Number	0000095690
Book / Page	024866 / 000652
Instrument Date	Jul 17, 2017
Instrument	95690
Transaction Type	Transfer
Record Updated	Sep 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$593.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	46600 ROMEO PLANK RD #5 MACOMB MI 480445741, 5, MACOMB, MI 48044-5741

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Aug 4, 2017
Property Address	49518 BINGHAM LN, MACOMB, MI 48044-1548
Document Number	0000095691
Book / Page	024866 / 000654
Instrument Date	Jul 14, 2017
Instrument	95691
Transaction Type	Transfer
Record Updated	Sep 6, 2017
Title Company	ATA NATIONAL TITLE, ATA NAT'L TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,944.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14066 BASILISCO CHASE DR SHELBY TOWNSHIP MI 483154251, SHELBY TOWNSHIP, MI 48315-4251

Mortgage

Document Number	95692
Date	Aug 4, 2017
Book Page	024866/000657
Instrument	95692

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2047

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,800 (+21.43%)	$549,600 (+21.43%)
2025	$6,546.00 (+13.04%)
2023		$226,300	$452,600
2022	$5,791.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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