4951 Switchback Loop SE, Lacey (Olympia), WA 98513 Property Records

Thurston County property record for 4951 Switchback Loop SE, Lacey, WA 98513 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2006
Square Footage2,873 sqft Living Area
Lot Size4,500 sqft (0.103 acres)
OccupancyOwner Occupied
Last Sale$605,000 (2024)
Tax Bill$4,594.00 (2024)

Property Details

APN / Parcel Number

Primary APN55290082400

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures14 Plumbing Fixtures
Building Area2,873 sqft Living Area
Gross Area3,461 sqft Gross Area
1st Floor1,306 sqft 1st Floor
Upper Floors1,567 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleBi-Level Style
Exterior MaterialWood Siding Exterior
Roof ConstructionGable Roof Construction
Roof MaterialConcrete Roof
Lot Area4,500 sqft (0.103 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area447 sqft Garage

Exterior Amenities

Deck Area204 sqft Deck
Patio Area204 sqft Patio
PorchCovered Porch
Porch Area141 sqft Porch

Utilities and HVAC

Heating SystemHeat Pump Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address4951 SWITCHBACK LOOP SE
CityLACEY
StateWA
Zip98513-5072
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSECTION 04 TOWNSHIP 17 RANGE 1W QUARTER S2 PLAT HORIZON POINTE DIV 3 LT 824 DOCUMENT 3776150
Legal Range01
Legal Township17
Legal Section04
Legal SubdivisionHORIZON POINTE
Legal Block4
Legal Lot Number824
JurisdictionTHURSTON WA
Minor Civil DivisionOLYMPIA
Census Blockgroup4
Census Block4010
Census Tract11623

Owner

Source: Thurston County records · APN 55290082400

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4951 SWITCHBACK LOOP SE, LACEY, WA 98513-5072
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
QUICKEN LOANS LLC
Oct 16, 2025Deed of Trust, Mortgage · Veterans Administration Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jun 26, 2024Deed of Trust, Mortgage · Veterans Administration Mortgage
T2 FINANCIAL LLC
Jun 03, 2024Intrafamily Transfer, Transfer
AEGIS LAND TITLE GROUP
May 31, 2024Warranty Deed, Transfer · Veterans Administration Mortgage
T2 FINANCIAL LLC
Mar 06, 2023Intrafamily Transfer, Transfer · Veterans Administration Mortgage
ROCKET MORTGAGE LLC
Mar 06, 2023Quit Claim Deed, Transfer
TRICO TITLE COMPANY, TICOR TITLE COMPANY
Sep 03, 2019Warranty Deed, Transfer · Veterans Administration Mortgage
TOP FLITE FINANCIAL INC
Apr 18, 2017Warranty Deed, Transfer · Veterans Administration Mortgage
NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 31, 2024 · Amount on Record
Deed SaleMay 31, 2024 · Amount on Record
Prior SaleMar 06, 2023
Deed Doc Number20245016682
Prior Transfer DateMay 29, 2024
Prior Transfer Doc0005016716
Record RefreshedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTHURSTON WA
Property Address4951 SWITCHBACK LOOP SE, LACEY, WA 98513-5072
Transaction TypeMortgage
Record UpdatedJun 09, 2026
Title CompanyFIRST AMERICAN TITLE, FATCO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004843247
DateApr 16, 2021
Instrument4843247
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTHURSTON WA
Property Address4951 SWITCHBACK LOOP SE, LACEY, WA 98513-5072
Transaction TypeMortgage
Record UpdatedJun 09, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4951 SWITCHBACK LOOP SE, LACEY, WA 98513-5072

Mortgage

Document Number0005075375
DateOct 16, 2025
Instrument5075375
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTHURSTON WA
Property Address4951 SWITCHBACK LOOP SE, LACEY, WA 98513-5072
Transaction TypeMortgage
Record UpdatedJun 09, 2026
Title CompanyAEGIS LAND TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address3311 WILLOW ST SW, MCCHORD AFB, WA 98439-1709

Mortgage

Document Number0005019556
DateJun 26, 2024
Instrument5019556
Lender
NameT2 FINANCIAL LLC
TypeMortgage Company
AddressWESTERVILLE, OH 43082
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2054

June 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionTHURSTON WA
Recording DateJun 03, 2024
Property Address4951 SWITCHBACK LOOP SE, LACEY, WA 98513-5072
Document Number0005016716
Map ReferenceAF 3776150
Instrument DateMay 29, 2024
Instrument5016716
Transaction TypeTransfer
Record UpdatedMar 12, 2026
Title CompanyAEGIS LAND TITLE GROUP

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
InvestorPossibly a Property Investor

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTHURSTON WA
Recording DateMay 31, 2024
Property Address4951 SWITCHBACK LOOP SE, LACEY, WA 98513-5072
Document Number0005016682
Map ReferenceAF 3776150
Instrument DateMay 26, 2024
Instrument5016682
Transaction TypeTransfer
Record UpdatedMar 12, 2026
Title CompanyAEGIS LAND TITLE GROUP

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$9,824.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address4951 SWITCHBACK LOOP SE, LACEY, WA 98513-5072

Mortgage

Document Number0005016683
DateMay 31, 2024
Instrument5016683
Lender
NameT2 FINANCIAL LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2054

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionTHURSTON WA
Recording DateMar 06, 2023
Property Address4951 SWITCHBACK LOOP SE, LACEY, WA 98513-5072
Document Number0004969012
Map ReferenceDOC 3776150
Instrument DateMar 01, 2023
Instrument4969012
Transaction TypeTransfer
Record UpdatedMar 12, 2026
Title CompanyTRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4951 SWITCHBACK LOOP SE, LACEY, WA 98513-5072

Mortgage

Document Number0004969013
DateMar 06, 2023
Instrument4969013
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053

March 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionTHURSTON WA
Recording DateMar 06, 2023
Property Address4951 SWITCHBACK LOOP SE, LACEY, WA 98513-5072
Document Number0004969011
Map ReferenceDOC 3776150
Instrument DateFeb 25, 2023
Instrument4969011
Transaction TypeTransfer
Record UpdatedMar 12, 2026
Title CompanyTRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4951 SWITCHBACK LOOP SE, LACEY, WA 98513-5072

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTHURSTON WA
Recording DateSep 03, 2019
Property Address4951 SWITCHBACK LOOP SE, LACEY, WA 98513-5072
Document Number0004704331
Map ReferenceDOC 3776150
Instrument DateAug 31, 2019
Instrument4704331
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyRAINIER TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$6,586.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4951 SWITCHBACK LOOP SE, LACEY, WA 98513-5072

Mortgage

Document Number0004704332
DateSep 03, 2019
Instrument4704332
Lender
NameTOP FLITE FINANCIAL INC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTHURSTON WA
Recording DateApr 18, 2017
Property Address4951 SWITCHBACK LOOP SE, LACEY, WA 98513-5072
Document Number0004559149
Map ReferenceDOC3776150
Instrument DateApr 12, 2017
Instrument4559149
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$5,518.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4951 SWITCHBACK LOOP SE, LACEY, WA 98513-5072

Mortgage

Document Number0004559150
DateApr 18, 2017
Instrument4559150
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2047

Tax Assessment & Valuation

Source: Thurston County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateWashington
CountyThurston County
MunicipalityLacey City
Unified School DistrictNorth Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$10.00 (-99.78%)
2025$566,500 (+15.47%) Land $119,900 Building $446,600$566,500 (+15.47%) Land $119,900 Building $446,600
2024$4,594.00 (-1.61%)
2023$4,669.00
2022$490,600 Land $57,300 Building $433,300$490,600 Land $57,300 Building $433,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Thurston County (53067C), updated May 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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