4938 Switchback Loop SE, Lacey (Olympia), WA 98513 Property Records

Thurston County property record for 4938 Switchback Loop SE, Lacey, WA 98513 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2008
Square Footage2,467 sqft Finished Area
Lot Size5,227 sqft (0.119 acres)
OccupancyOwner Occupied
Last Sale$274,269 (2008)
Tax Bill$10.00 (2026)

Property Details

APN / Parcel Number

Primary APN5529-00-81000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures14 Plumbing Fixtures
Building Area2,467 sqft Finished Area
1st Floor1,070 sqft 1st Floor
Upper Floors1,397 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2008
Architectural StyleSplit Level Style
Exterior MaterialWood Siding Exterior
Foundation TypeConcrete Foundation
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area5,227 sqft (0.119 acres)
Parking Spaces1 Parking Spaces
Garage TypeBuilt-in Garage
Garage Area399 sqft Garage
Patio Area144 sqft Patio
PorchCovered Porch
Porch Area72 sqft Porch

Utilities and HVAC

Heating SystemForced Air Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address4938 SWITCHBACK LOOP SE
CityLACEY
StateWA
Zip98513-5072
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSECTION 04 TOWNSHIP 17 RANGE 1W QUARTER S2 PLAT HORIZON POINTE DIV 3 LT 810 DOCUMENT 3776150
Legal Range01W
Legal Township17N
Legal Section04
Legal SubdivisionHORIZON POINTE
Legal Lot Number810
JurisdictionTHURSTON WA
Minor Civil DivisionOLYMPIA
Census Blockgroup4
Census Block4028
Census Tract11623

Owner

Source: Thurston County records · APN 5529-00-81000

Assessment roll updated January 1, 2026 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4938 SWITCHBACK LOOP SE, LACEY, WA 98513-5072
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Mar 19, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
MORTGAGE ONE NORTHWEST INC
Aug 13, 2019Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
WASHINGTON ST EMP CU
Sep 17, 2018Deed of Trust, Mortgage · Line of Credit
WASHINGTON ST EMP CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 09, 2008 · Amount on Record
Deed SaleOct 09, 2008 · Amount on Record
Prior SaleOct 09, 2008 · Amount on Record
Deed Doc Number0004039802
Last Transfer DateMar 19, 2021
Transfer Doc0004835409
Record RefreshedJun 08, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTHURSTON WA
Property Address4938 SWITCHBACK LOOP SE, LACEY, WA 98513-5072
Transaction TypeMortgage
Record UpdatedMar 12, 2026
Title CompanySPRUCE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004904342
DateDec 16, 2021
Instrument4904342
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueNov 01, 2051

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionTHURSTON WA
Recording DateMar 19, 2021
Property Address4938 SWITCHBACK LOOP SE, LACEY, WA 98513-5072
Document Number0004835409
Map ReferenceDOC 3776150
Instrument DateMar 01, 2021
Instrument4835409
Transaction TypeTransfer
Record UpdatedMar 12, 2026
Title CompanyFIRST AMERICAN TITLE, FATCO

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5805 68TH AVE SE, OLYMPIA, WA 98513

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004835410
DateMar 19, 2021
Instrument4835410
Lender
NameMORTGAGE ONE NORTHWEST INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTHURSTON WA
Property Address4938 SWITCHBACK LOOP SE, LACEY, WA 98513-5072
Document Number0004701691
Instrument DateAug 13, 2019
Transaction TypeMortgage
Record UpdatedAug 28, 2019
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address4938 SWITCHBACK LOOP SE LACEY WA 985135072, LACEY, WA 98513-5072

Mortgage

Document Number0004701691
DateAug 21, 2019
Instrument4701691
Lender
NameWASHINGTON ST EMP CU
TypeCredit Union
AddressOLYMPIA, WA 98501
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueAug 20, 2049
Interest
Rate TypeAdjustable Rate
Rate3.75%

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTHURSTON WA
Property Address4938 SWITCHBACK LOOP SE, LACEY, WA 98513-5072
Document Number0004648966
Instrument DateSep 17, 2018
Transaction TypeMortgage
Record UpdatedOct 02, 2018
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address4938 SWITCHBACK LOOP SE LACEY WA 985135072, LACEY, WA 98513-5072

Mortgage

Document Number0004648966
DateSep 21, 2018
Instrument4648966
Lender
NameWASHINGTON ST EMP CU
TypeCredit Union
AddressOLYMPIA, WA 98501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueSep 20, 2033
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Thurston County records · Assessment roll updated January 1, 2026 · Last verified March 2026

Property Jurisdictions

TypeName
StateWashington
CountyThurston County
MunicipalityLacey City
Unified School DistrictNorth Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$10.00 (-99.79%)
2025$539,900 (+6.43%) Land $134,900 Building $405,000$539,900 (+6.43%) Land $134,900 Building $405,000
2023$4,851.00
2022$507,300 Land $64,600 Building $442,700$507,300 Land $64,600 Building $442,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Thurston County (53067C), updated May 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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